# Cronin Insurance Agency > Cronin Insurance Agency Saves you Money on Florida Insurance by Shopping Many Companies ## Posts - [Water Leaks Coming From Neighbors Property](https://cronininsurance.com/water-coming-from-neighbors-property/): Have you ever wondered who pays when water leaks into your unit from the unit above. There are two scenarios: 1) If you have insurance and 2) if you don’t. Let’s say you don’t have insurance, you would pay to repair your damage and try to collect from either your neighbor or your Condo Association. … Read more "" - [Be Prepared With a Hurricane Disaster Kit](https://cronininsurance.com/hurricane-disaster-kit/): Hurricane Disaster Kit People facing a disaster like Katrina would want to be fully prepared before fighting for their life. FEMA has related the website, www.ready.gov to assist Americans in planning for disasters. In this video we’ll show you how to assemble your very own Hurricane Disaster Kit. Supplies in a Hurricane Disaster Kit Include: One gallon of water … Read more "" - [What Your Auto Policy Actually Does When You Rent a Car](https://cronininsurance.com/what-your-auto-policy-actually-does-when-you-rent-a-car/): What the rental counter is actually selling The products offered at the counter are not one thing, and only some of them are insurance. Loss damage waiver (LDW) or collision damage waiver (CDW). This is the big one, and it is not an insurance policy. It is a contractual waiver: the rental company agrees to give up its right to collect from you for damage to, or theft of, its vehicle. Because it isn’t insurance, it isn’t regulated as insurance in most states, and the terms are set entirely by the rental agreement. Waivers commonly void themselves for prohibited use — unauthorized […] - [Why Fall Is the Best Time to Buy Boat Insurance in Florida](https://cronininsurance.com/why-fall-is-the-best-time-to-buy-boat-insurance-in-florida/): Fall is the best time to buy or review your Florida boat insurance. Hurricane season winds down, the weather turns cooler and drier, and the water gets calmer. That makes autumn the smartest season to shop your policy for a better rate through an independent agency like Cronin Insurance. Why Is Fall the Best Season for Boating in Florida? Fall brings the most comfortable boating conditions of the year to Florida. Summer’s heavy afternoon storms taper off, humidity drops, and hurricane season officially ends November 30. Many South Florida boat owners treat fall as the true start of the season, with […] - [Car Insurance: We now carry GEICO, Liberty Mutual, and Root](https://cronininsurance.com/car-insurance-we-now-carry-geico-liberty-mutual-and-root/): Cronin Insurance just expanded our lineup of car insurance carriers. As an independent agency, we are never tied to one company. Instead, we shop multiple insurers to find you the best rate and coverage. Today, we are proud to introduce three strong new options: GEICO, Liberty Mutual, and Root. You can see our full carrier lineup on our car insurance page.   GEICO     Cronin Insurance is now a licensed independent agent for GEICO. Currently, we are one of only a few Florida agencies that carry this carrier. Geico ranks as the third-largest private passenger auto insurer in the nation, […] - [Do I Need Flood Insurance in Palm Beach County?](https://cronininsurance.com/do-i-need-flood-insurance-in-palm-beach-county/): The short answer: If your home is in a FEMA high-risk flood zone, your mortgage lender almost certainly requires flood insurance. But even if your lender doesn’t require it, most homes in Palm Beach County face some flood risk — and your standard home insurance policy does not cover flood damage. Not a dollar of it. That means if a storm drops six inches of rain and water gets into your home, you’re paying out of pocket without a flood policy. In Palm Beach County, where heavy rain and storm surge are real risks every summer, that’s a significant gap. What […] - [Why Home Insurance Costs Are Going Down in Boca Raton](https://cronininsurance.com/why-home-insurance-costs-are-going-down-in-boca-raton/): The short answer: Home insurance in Boca Raton costs between $3,500 and $6,000 per year for a typical single-family home. That’s two to three times the national average of around $1,700. South Florida’s hurricane risk, aging roofs, and high rebuild costs are the main reasons. If your premium feels high, you’re not imagining it. Florida has some of the most expensive home insurance in the country. But there are real ways to bring the cost down — and knowing what drives it helps. The good news is that Home insurance costs are finally trending down for 2026. Why Is Home Insurance […] - [Flood Insurance: What Every Homeowner Needs to Know](https://cronininsurance.com/flood-insurance-what-every-homeowner-needs-to-know/): Floods rank as the most common natural disaster in the United States. Surprisingly, a standard homeowners policy does not cover flood damage. Therefore, you need a separate flood policy to fully protect your home. Many people learn this lesson the hard way after a major storm. However, you can avoid that mistake by acting before the next one hits. The Two Perils of a Hurricane: Wind and Flood First, every hurricane brings two distinct dangers — wind and flood. Furthermore, two completely separate policies cover these two perils. Specifically, your homeowners policy handles wind damage to the structure. However, flood damage […] - [Flood Emergency Kit: What to Pack Before You Evac](https://cronininsurance.com/flood-emergency-kit-what-to-pack-before-you-evac/): When a flood threatens your home, you may have only minutes to leave. Therefore, every household needs an emergency evacuation kit ready in advance. A well-packed kit keeps your family safe, healthy, and informed during a crisis. Here’s how to build one — and what to pack inside. Why a Flood Kit Matters First, hurricanes bring two major perils — wind and flood. Of these two, flooding often causes the most deadly and lasting damage. For example, Hurricane Ian (2022) caused $8 to $18 billion in flood losses. Likewise, Hurricane Milton (2024) left $4 to $6 billion in uninsured flood damage. […] - [Big Changes to Florida's Wind Mitigation Form:](https://cronininsurance.com/big-changes-to-floridas-wind-mitigation-form/): What Homeowners Need to Know If you own a home in Florida, your wind mitigation inspection report helps determine how much you pay for homeowners insurance. Starting April 1, 2026, a new version of Florida’s Uniform Mitigation Verification Inspection Form takes effect — and it could change the discounts you receive. Here’s a plain-language breakdown of what’s changing and how it may affect you. What Is a Wind Mitigation Inspection? A wind mitigation inspection is a professional review of your home’s ability to resist hurricane-force winds. Features like strong roof connections, hurricane straps, and special roofing materials can earn you discounts […] - [Its Motorcycle Season - Make Sure You're Covered](https://cronininsurance.com/its-motorcycle-season-make-sure-youre-covered/): The Best Motorcycle Insurance — and the Best Place to Get It If you own a motorcycle, you need good insurance. It protects you, your bike, and your wallet if something goes wrong. But not all motorcycle insurance is the same. The company you choose — and who you buy it from — makes a big difference. At Cronin Insurance, we recommend Progressive motorcycle insurance. Here’s why Progressive is a great choice, and why Cronin Insurance is the best place to get your quote.   Progressive Has Been Doing This for Over 54 Years Progressive isn’t new to motorcycle insurance. They’ve […] - [February: How to Insure those Valentine's Day Jewelry Gifts](https://cronininsurance.com/february-how-to-insure-those-valentines-day-jewelry-gifts/): Valentine’s Day is the time we celebrate our love for our significant others. Besides flowers and candy, we like to express our love with a gift of jewelry. Protecting your most cherished possessions—whether it’s a diamond engagement ring, a vintage watch, or a family heirloom—requires more than just a safe place to store them. While many people assume their home insurance provides sufficient protection, the reality is often quite different. A stand-alone jewelry policy offers a level of security that standard homeowners policies simply cannot match. What is Stand-Alone Jewelry Insurance? A stand-alone jewelry policy is a dedicated insurance plan designed […] - [Home Insurance 2026: Prices are Finally Going Down](https://cronininsurance.com/home-insurance-2026-prices-are-finally-going-down/): It took about 10 years, but Home Insurance prices are finally going down. After years of 20 to 30% increases, Home Insurance prices have leveled off and are starting to go down. Although it took them a long time, the Florida legislature finally gave consumers a victory over trial lawyers. How did Florida Home Rates Get So High in the First place? Lawsuit abuse, particularly the Assignment of Benefits scam (AOB), raised our prices through the roof. As you might know, for 10 years running, AOB got so bad that of $12 billion in paid claims from 2007 to 2017, only […] - [E-Bikes: Why Protection Matters More than Ever](https://cronininsurance.com/e-bikes-why-protection-matters-more-than-ever/): E-Bike Accidents and Insurance Coverage: Why Protection Matters More Than Ever Electric bicycles (e-bikes) have transformed modern mobility, offering an efficient, environmentally friendly alternative to cars and public transit. Their growing popularity, however, has come with a significant rise in accidents, injuries, and costly property damage. We’ll be going over common challenges that riders may face with the rise of E-Bike ownership and why insurance protection matters more than ever. As ownership expands across the United States, the importance of proper e-bike insurance—covering both liability and physical damage—cannot be overstated. Understanding the risks, financial exposure, and available insurance options is key […] - [Why Your Roof Matters More Than You Think — For Insurance & Beyond](https://cronininsurance.com/why-your-roof-matters-more-than-you-think-for-insurance-beyond/): how Will the company treat your roof Claim? At Cronin Insurance Agency, we understand that your home is likely your most valuable asset. Protecting it means more than just having the right insurance policy—it means understanding the factors that influence your coverage and costs. One crucial yet often overlooked element is your roof. The age and condition of your roof don’t just affect your home’s safety; They significantly impact your homeowner’s insurance premiums and even your property’s resale value. Your Roof: The First Line of Defense Your roof shields your home from nature’s toughest elements—whether it’s driving rain, hailstorms, heavy snow, […] - [Save Big on Florida Condo Insurance:](https://cronininsurance.com/save-big-on-florida-condo-insurance/): New Lower Condo rates from Cronin Insurance Agency! One of our major insurance partners has just announced a significant reduction in Condominium insurance rates across the state. A Great Time to Save on Condo Insurance If you’re searching for ways to save on your HO6 Condo Insurance, Now is the perfect time to explore your options with Cronin Insurance Agency. These new, lower rates could help you save hundreds of dollars each year—money you can put toward the things that matter most. Getting a quote is completely free, takes only minutes to quote, and comes with no obligation to purchase. At […] - [Do College Students Need Renters Insurance?](https://cronininsurance.com/do-college-students-need-renters-insurance/): Should you buy Renters Insurance for your College Student? Here’s an article from one of our top Home insurance carriers: Florida Peninsula Insurance Company. Sending your child off to college is an exciting, yet stressful process. As a parent, you want to make sure they are safe and protected in every possible way. In 2024 alone, there were 8,456 reported burglaries at college campuses across the nation. Burglary is the second most common campus crime according to the U.S. Department of Education Office of Postsecondary Education. Getting your college student insurance is one way to protect them and their belongings. Depending […] - [How to Take Advantage of Progressive's Lower Rates](https://cronininsurance.com/how-to-take-advantage-of-progressives-lower-rates/): Progressive To Cut to Car Insurance Rates by 8% Effective June 27, Progressive announced an 8% reduction in Car Insurance Rates across Florida. Individual rate changes vary depending on a number of factors. So now is the perfect time to shop your Auto insurance with Progressive. And Cronin Insurance is the best place to get Progressive Car Insurance. Not only do you take advantage of Progressive’s Financial Strength and 24 hour claims service, But you get a local, human agent to answer any questions you may have. And if you already have Progressive, there’s good news for you too. Effective July […] - [How do I insure my new E-bike?](https://cronininsurance.com/how-do-i-insure-my-new-ebike/): Why Choose Cronin Insurance Agency for Your E-Bike Insurance in Florida? Secure Your Ride with Confidence If you’re cruising through the sunny streets of Florida on your e-bike, it’s essential to have the right insurance to give you peace of mind. That’s where Cronin Insurance Agency shines! We’re proud to represent A-rated Progressive Insurance‘s e-bike program, specializing in comprehensive coverage that protects your ride. From class 1 to class 3 e-bikes, we’ve got you covered for both on-road and off-road adventures. Tailored Coverage for Every E-Bike Enthusiast Whether you’re zipping around town or hitting the trails on weekends, our e-bike insurance […] - [Flood Insurance: Why you need it](https://cronininsurance.com/flood-insurance-why-you-need-it/): Do You Need Flood Insurance? As recent hurricanes, like Milton and Ian, showed us, every home should be covered by Flood Insurance. Hurricane Ian alone caused $35 Billion in Flood Damage. And between 10 and 18 Billion in damages had NO FLOOD INSURANCE. It flooded homes in Non-Flood Zones and it flooded homes that were 20 miles from the coast. Every home needs Flood Insurance. When Is Flood Insurance Required? Flood Insurance is only required when the home has a mortgage, And that home is located within Flood Zones A (A1-A30) or V (Coastal Homes). That’s because the Mortgagee will require […] - [Why Worry? Insure Your RV](https://cronininsurance.com/why-worry-insure-your-rv/): Road Trip Ready: Why RV Insurance is Your Superpower (and Where to Get It!) Imagine hitting the road in an awesome Recreational Vehicle (RV) ready for adventure! But before you go, make sure you have RV Insurance to cover all eventualities. But what if something unexpected happens, like a fender bender or a storm damaging your ride? That’s where RV insurance comes in – think of it as your financial superhero! It helps protect you from having to pay big bucks if things go wrong. Progressive is a great place to get RV insurance. They have different kinds of plans depending […] - [Want the Best Boat Insurance in Florida?](https://cronininsurance.com/want-the-best-boat-insurance-in-florida/): Smooth Sailing Ahead: Why Progressive Boat Insurance Through Cronin Insurance Agency is Your Best Bet in Florida Florida’s waterways beckon boaters year-round, But with the joy of being on the water comes the responsibility of protecting your investment and ensuring peace of mind. That’s where Progressive Boat Insurance comes in, offering a wide range of coverages designed to safeguard your watercraft and your wallet. And for Florida boat owners, partnering with a local expert like Cronin Insurance Agency to secure your Progressive policy offers big advantages. They offer affordable boat insurance options, with basic liability policies starting as low as $100 […] - [Motorcycle season - Are you ready?](https://cronininsurance.com/motorcycle-season-are-you-ready/): Ride with Confidence: Progressive Motorcycle Insurance – Available Through Cronin Insurance Agency As an independent insurance agency, we’re committed to finding you the best possible coverage to protect your passions. That’s why we’re excited to highlight Progressive Motorcycle Insurance, a leading choice for riders nationwide. Whether you’re cruising down scenic highways or hitting the off-road trails, Progressive offers a range of options designed to provide affordable and personalized protection for your ride. Why do so many motorcycle enthusiasts trust Progressive? For starters, they’re the #1 motorcycle insurance company, a testament to their commitment to riders and comprehensive coverage. You can even […] - [Valentine's Day: Time to show your love](https://cronininsurance.com/valentines-day-time-to-show-your-love/): Securing your Love: Jewelry Insurance, and Life Insurance It that time of year again, when our minds turn to acts of love. Roughly 6 million people get engaged each year on Valentines Day. And 220,000 couples in the US will get engaged. This makes it the most popular day to get engaged.  In the United States, about 220,000 people get engaged on Valentine’s Day.  Valentine’s Day is also a popular day to get married.  This year Valentine’s Day falls on a Friday and we’ll see five times the number of couples who normally get married on a Friday in February. Show […] - [The Independent Agents Code of Ethics](https://cronininsurance.com/the-independent-agents-code-of-ethics/): As an Independent Agency, Cronin Insurance adheres to a Code of Ethics developed by the Independent Agents of America. We thought the dawn of the New Year was a perfect time to reinforce to our clients, companies and the Public. See what we are all about. Independent Insurance Agents & Brokers of America, Inc. I believe in the value and importance of the insurance business and its future, and that the Independent Insurance Agent plays a critical role in serving consumers throughout the insurance process. I support the Independent Agency System, which has developed insurance to be a fundamental component in […] - [What Personal Insurance Limits Do We Recommend You Carry?](https://cronininsurance.com/what-personal-insurance-limits-do-we-recommend-you-carry/): Many of our clients ask us what insurance limits we recommend if money were no object. Keep in mind that Cronin Insurance can customize your insurance policy to match the budget you can afford. Here’s what we recommend you carry in each line of personal insurance, Auto, Home and Umbrella. Auto Insurance As far as Comp and Collision goes, we recommend that you carry low deductibles if you can't afford large ones. If you can't afford $1000 deductible before you can fix your car, make sure you choose a $250 or $500.It will cost a little more, but you'll be glad […] - [It's Only a Category 1 Hurricane—I'm Not Worried](https://cronininsurance.com/its-only-a-category-1-hurricane-im-not-worried/): Here’s another article from our Insurance mentor, David Thompson of the Florida Association of Independent Agents. “My patience for people who discount the threat of a hurricane by saying, “It’s only a Category 1,” is growing very thin. While I’m not a meteorologist, as a Florida native I think I’ve learned enough about hurricanes to know, “The only thing that is certain about hurricanes is that nothing is certain.” Said another way, forecasting the intensity and landfall locations is far from exact. I live in a homeowners’ association with 258 homes and I know of only three other homes occupied by […] - [Why You Should Carry Higher Limits of Auto Liability](https://cronininsurance.com/why-you-should-carry-higher-limits-of-auto-liability/): Many people feel that if you carry high limits of Auto liability, other parties will just sue you for more money. That if you carried $10,000 Bodily injury minimum limits, They would take the $10,000 and be satisfied. But if you carried $100,000 in Liability, They would sue you for even more money. Not necessarily. There’s other places they can look for your money. The Case for Higher Liability Limits I’m here to tell you that in these days of Attorney advertisements, Many people approach an accident as an opportunity to make money. You hear it constantly on radio and TV […] - [The E-bike Craze—Insurance Disaster Waiting to Happen?](https://cronininsurance.com/the-e-bike-craze-insurance-disaster-waiting-to-happen/):  By David Thompson  (David Thompson is our Insurance mentor from the Florida Association of Insurance Agents. We thought you would enjoy his take on the E-bikes and whether they would be covered on existing policies. Please note that this is not legal advice, but his ideas on the possibilities of coverage on existing insurance policies. PJC) Long time friend and fellow “Insurance Nerd” Rob Norberg recently called me asking, “Hey Ribman, one of my customers wants to buy one of those e-bikes and asked how his insurance works. What do you think?” My reply was, “It doesn’t work very well at all.” […] - [Will Solar Panels Put Your Home Insurance At Risk?](https://cronininsurance.com/will-solar-panels-put-your-home-insurance-at-risk/): For the most part, Solar Panels can cause complications when trying to purchase an insurance policy. The general rule of thumb is that you have to assume most companies won’t write them. Therefore you will need to mention that you have solar panels up front and they’ll let you know if they’ll write the insurance. Some companies may write the property insurance but will exclude the solar panels. Here’s the current information about Solar Panels as of June 2023. Solar panels have different interconnection tiers based on their power. Tier 1: up to 10 kW Tier 2: 10 kW to 100kW Tier 3: 100kW to […] - [Florida Insurance Prices Stabilizing - Some Even Going Down!](https://cronininsurance.com/florida-insurance-rates-stabilizing-some-even-going-down/): We are finally seeing some relief for the non-stop increases in Florida Home and Auto Insurance. As policy renewals come in, we are seeing rates flatten and even go down a little for the first time in years. Kudos to the Florida Legislature for creating meaningful reform to the fix the Litigation abuse we’ve seen over the past few years. A combination of factors have contributed to Insurance rate relief for Florida residents. Hats off to the Florida Legislature The Florida Legislature finally passed meaningful reform to fix the massive Litigation abuse in Home and Auto insurance. We have all read […] - [Why is my Accident At Fault in a No-Fault State?](https://cronininsurance.com/why-is-my-accident-at-fault-in-a-no-fault-state/): Florida is indeed a “No-Fault” state when it comes to Car Insurance. If that is the case, why are you being charged for an Accident and Why is your insurance company raising your premium? It all boils down to the definition of No Fault, And what part of the Car Insurance policy it pertains to. In Florida, its only the Personal Injury Protection that is considered No-Fault. Under PIP, the Car policy will pay the first $10,000 of injuries to the occupants of the car – No matter who is At-Fault in the accident. So even if you caused the accident, […] - [Are you covered when you work for Uber or Lyft?](https://cronininsurance.com/are-you-covered-when-you-work-for-uber-or-lyft/): Many of us make a little extra cash by driving for Uber or Lyft? Whether its giving rides to passengers or deliveries to homes, the extra money can really help a family. But will your car insurance policy cover you while you are driving for Uber or Lyft? The simple answer is No. Your personal car insurance is meant to cover you while you are using your car for personal reasons. Commuting to work or school, or taking a road trip on the weekend are certainly covered. But when you are using your car for commercial or business purposes, then you […] - [What Can We Expect in Florida Car Insurance 2024](https://cronininsurance.com/florida-car-insurance-2024-what-to-expect/): Let’s get right down to it. 20% or more increases in Car Insurance rates will be the norm for most people. Its not one thing causing these increases. Its more a perfect storm of issues putting pressure on Car insurance rates. Lets discuss a few of these, starting with the thousands of lawsuits filed every day in Florida. Lawsuit Abuse Lawsuit abuse is one of the culprits for increased premiums. Car Accidents are less about being made whole again. They have become “Opportunities” for people. And the Attorney ads, don’t help. “So and So got me $300,000” is the battle cry. […] - [Citizens: Get Ready to Prove Your Residency](https://cronininsurance.com/citizens-get-ready-to-prove-your-residency/): You’ll need to prove to Citizens that your policy covers a “Primary Residence”. If your home is not your “primary residence” you will face higher rate increases in the future. The Florida Office of Insurance Regulation (OIR) has approved an increase in the capping factor on policies for non-primary residences. This change will affect new and renewal Citizens policies effective on and after December 16, 2023. What Is Considered a Primary Residence? A primary residence is a dwelling that is the policyholder’s primary home and is occupied for more than nine months of the year. This also applies to a leased […] - [Why are my Insurance Rates so High?](https://cronininsurance.com/why-are-my-insurance-rates-so-high/): Here’s an article that explains our high insurance rates from someone who has been at the forefront of the Insurance Industry in Florida for 40 years. WHAT FACTORS CAUSE FLORIDA’S HIGH INSURANCE RATES By David Thompson, AAI, CPCU, CRIS Whether it’s auto or home insurance, price is a significant consideration with any household budget. This article should help you understand some of the factors involved in insurance pricing and how they can impact your premiums both present and future. RELEVANT FLORIDA BACKGROUND Every single day, approximately 1,141 people move to Florida. Last year (2022) the total was 416,000 new residents. Between 2010 […] - [How to Combat Rising Car Insurance Rates](https://cronininsurance.com/how-to-combat-rising-car-insurance-rates/): Have you received the mail yet? In particular, the renewal of your Car insurance? Let me guess. They raised your rates again. When will it stop? And what can you do about it? First: Check Your Current Policy for Discounts The best way to combat rising car insurance rates is to check the discounts on your policy. Are you getting all the discounts you deserve? You may qualify for one or more of these discounts: Try Usage-Based Telematics to Reduce Your Premium Usage-Based Car Insurance (aka Telematics) is where you let the Insurance Company monitor your driving habits so you can […] - [It's Take-Out Time at Citizens: Are You Ready?](https://cronininsurance.com/its-take-out-time-at-citizens-are-you-ready/): Its that time again when Citizens Property Insurance reduces the number of policies on their books by using the Take-Out program. Every few years, private insurance companies in Florida go out of business or stop writing new business here. This forces new policies to be written into Citizens and swells its exposure to claims. Since Citizens is the “Market of Last Resort”, this puts the company at great risk of having the funds to pay Catastrophic losses. So Citizens “depopulates” by arranging with private insurers to “Take-Out” policies from Citizens. These Take-Out companies are all Florida-licensed companies approved by the Florida […] - [Roof Sale: $10,000 Off](https://cronininsurance.com/roof-sale-10000-off/): The My Safe Florida Home program can reimburse you up to $10,000 for a new roof or other hurricane-proofing improvements. - [Buy Flood Insurance Now: Don't Wait](https://cronininsurance.com/buy-flood-insurance-now-dont-wait/): Hurricane Season is Here. Don’t wait to Buy Flood Insurance. Natural disasters can strike anytime and anywhere, leaving people homeless and helpless. Floods are a major disaster that can cause significant damage to your property and belongings. The recent storms in Ft Lauderdale proved that flooding is not caused by Hurricanes only. Flood insurance can protect you from such losses, but many homeowners do not have flood insurance. Don’t get caught without coverage when a major flood occurs. In this blog, we will discuss why now is the time to buy flood insurance, especially since hurricane season starts on June 1st. […] - [Will Citizens Make You Buy Flood Insurance?](https://cronininsurance.com/will-citizens-make-you-buy-flood-insurance/): There’s a “Flood” of changes coming to Citizens Property Insurance in April. Here’s what you need to know. The Special Session in 2022 was called to solve a major problem for Florida A special session of the Legislature was called by Governor DeSantis to deal with Florida’s Property Insurance crisis in 2022. Private Insurers were going out of business, cancelling policies and refusing to write new business. The Legislature made some major changes that most people agree will take a few years before we see the private market return. Meanwhile, where could Consumers turn to find Insurance for their Properties? For […] - [Home Insurance Florida 2023: What Can We Do?](https://cronininsurance.com/home-insurance-florida-2023-what-can-you-do/): Big changes (and increases) coming for Florida home insurance in 2023. Can we stop the bleeding? Will there be any insurance relief for Florida Home Insurance in 2023? When will the legislature’s new package start to help lower rates? Will Citizens’ new policies make it easier to get in? Is there anything we can do to help keep our premiums from going through the roof? Here’s what we know as we head into 2023. Are home insurance rates going down in Florida in 2023? Unfortunately home insurance rates will continue to rise in 2023. Nine Home Insurance companies went out of […] - [Ian caused $17 Billion Uninsured Flood Damage](https://cronininsurance.com/ian-caused-17-billion-in-uninsured-flood-damage/): Devastation from Hurricane Ian - [Do You need Life Insurance?](https://cronininsurance.com/do-you-need-life-insurance/): September is Life Insurance Awareness Month. Its a great time to check your Life Insurance to see how much you have and whether you need more. Why You Need Life Insurance Pay off your Debts Provide for your Children Fund your Funeral Leave an Inheritance for your Heirs Invest Extra Money Let’s look at these reasons one by one. Pay off Your Debts If you die prematurely, you would not want your family to inherit your debts. You do not want to be remembered as “that Stiff that left us in Debt.” Here are debts that you need to make sure […] - [Ready to road trip in your new Electric Vehicle?](https://cronininsurance.com/ready-to-road-trip-in-your-new-electric-vehicle/): Road trips are a fantastic way to escape and explore exciting new adventures. But if. you're an owner of an electric vehicle, you may be wondering: Can I go on long road trips with an EV? - [Free Money to Harden your Home](https://cronininsurance.com/free-money-to-harden-your-home/): One of the results of the recent Special Session on Florida Property Insurance was the creation of Home Protection Grants. If their home was built prior to 2008, a homeowner can apply for funds from the State to help harden and protect their home. And the grant is very generous: The State will match $2 for every $1 the insured spends with a max state payout of $10,000. New mitigations should result in discounts on home insurance while protecting your home and family in the event of a storm. This is a Win-Win for homeowners. Although the launch date has not […] - [Florida Special Session on insurance: The Results](https://cronininsurance.com/special-session-on-property-insurance/): The following is a reprint from State Senator Lori Berman’s report : Special Session 2022D Florida’s property insurance market is currently the worst in the nation. Last week, we returned to Tallahassee in the hope of working towards meaningful solutions to address this crisis that has fallen upon our people.  CS/SB 2D: Property Insurance: This legislation:  Creates a $2 billion reinsurance fund and rewrites rules on coverage denials and attorney fees relating to property insurance litigation;  Appropriates $150 million for the My Safe Florida Home Program to provide hurricane mitigation inspections and matching grants for the performance of hurricane retrofitting on homestead […] - [Can A Special Session fix Home insurance?](https://cronininsurance.com/can-a-special-session-fix-home-insurance/): Property insurance: A call for courage This article on the Florida Special Session to address Home Insurance reform was originally published in the Jacksonville Daily Record. When Florida lawmakers convene on property insurance, they will confront the biggest economic challenge in state history. They need to change the incentives to a market of free enterprise and competition that benefits consumers. By Sen. Jeff Brandes Gov. Ron DeSantis’ proclamation in April calling for a special legislative session on Florida’s homeowners insurance market to begin next week was a significant first step in the right direction for Floridians and the state’s economy. He chose […] - [Save Money on Home insurance](https://cronininsurance.com/save-money-on-home-insurance/): A water shut-off device can detect leaks and shut off your water system before it floods your house. This can save you a nightmare claim scenario and also put a few bucks back in your pocket. One of the worst scenarios for any homeowner is a broken pipe and the resulting water damage to their walls, floors and personal property. One recent claim happened while a homeowner was on vacation and the pipe leaked for two weeks causing more than $100,000 of damage. You might say that’s no big deal because they had insurance. But you would be ignoring the $2500 […] - [Home Insurance: Its going to get worse](https://cronininsurance.com/home-insurance-its-going-to-get-worse/): Many of us have seen 50% increases, cancellations and non-renewals of our Home Insurance policies. Insurance Companies have passed their losses from the Assignment of Benefits scam onto their policyholders. Your neighbor got that new roof, and your home insurance went up 50%. Meanwhile, plaintiff attorneys got rich. A 50% increase was bad, but at least they were offered a renewal. Thousands of Floridians have been cancelled or non-renewed due to “Risk Exposure”. Thousands more saw their companies go out of business. No Help from the Governor or lawmakers Evidently, the Home Insurance crisis was not a high priority for the […] - [How To Bundle in 2022](https://cronininsurance.com/how-to-bundle-in-2022/): There’s a lot of talk about bundling your insurance these days. Bundling your insurance means writing both your car and home insurance together and getting a discount on both. The problem is most companies don’t write both car and home insurance in Florida. Does that mean you can’t bundle your insurance in Florida? We think not. Bundle your policies at Cronin Insurance. Check out this video: We”ll get you great rates on both Car and Home insurance. And you only have to make one call to Cronin to make any changes you need. And if one company raises your rates, we […] - [Happy Valentine's Day](https://cronininsurance.com/happy-valentines-day/):  It’s the month where our thoughts turn to love.  When Cupid’s arrows fall from above. Valentine blesses those drawn together. To move through life in every endeavor. We know from experience rings can get lost, the stone can fall out or even get tossed. What can you do if this happens to you? Tell your fiancé is all you can do. If you insured it, there’s nothing to fear. You put in a claim and don’t shed a tear.  When the big day comes, don’t worry so much about vendors, your dress, your guests, and such. You can insure these things […] - [Have you Lost a loved one to covid 19?](https://cronininsurance.com/have-you-lost-a-loved-one-to-covid-19/): Fema Program Can help With Burial Expenses for Covid victims. The following video, provided by FEMA, shows how you can get help when a loved one passes away from Covid 19. First step: Contact Fema You must call FEMA; there is no online application! COVID-19 Funeral Assistance Helpline844-684-6333 Hours of Operation:Monday – Friday9 a.m. to 9 p.m. Eastern Time Next step: Required Documents Official death certificate that shows the death occurred in the United States, including the U.S. territories and District of Columbia. If the death certificate was issued between Jan. 20 and May 16, 2020, it must either 1) attribute the death directly […] - [State of The Florida Personal Insurance Market: 2022](https://cronininsurance.com/state-of-the-florida-personal-insurance-market-2022/): In Florida, the Personal Insurance market will offer plenty of challenges in 2022. Assignment of Benefits scams, Limitations on Coverage, and Advances in Digital Technology will all affect Floridians this year. Home Insurance In a word – it’s a MESS. Just trying to keep your home insured will certainly be high on your Personal Insurance list in 2022. Companies will continue to cancel policies, refuse to write new business, and reduce coverage for existing customers. Those that offer renewals to their customers will increase premiums from 10 to 50%. Here in South Florida, companies are still working through Claims from Hurricane […] - [Happy Holidays from Cronin Insurace!](https://cronininsurance.com/happy-holidays-2021/): Happy Holidays from all of us at Cronin Insurance Agency. We hope you have a wonderful holiday season this year and a wonderful 2022! Our holiday hours this year are: Friday, December 17th: Our office is closing early, 1 PM, for our staff holiday party!Friday, December 24th: Our office is closed for Christmas Eve.Friday, December 31st: We will be open for regular hours. If you need to file a claim, you can find your companies contact information here Thank you for a fantastic 2021! - [Time to Decide on health Insurance for 2022](https://cronininsurance.com/time-to-decide-on-health-insurance-for-2022/): Health Insurance 2022 Whether you need Medicare or an Under 65 Health insurance plan for 2022, time is running out to choose. As most of you know already, its Annual Enrollment time for health insurance. For Medicare, you need to choose a Supplement, Drug plan, or Medicare Advantage plan prior to December 7. If you are under 65, you’ve got til January 15 this time around. Before you decide, you owe it to yourself to check the great plans and large networks of doctors from Florida Blue. And you can get Florida Blue plans from Cronin Insurance. Why Florida Blue for […] - [Why Does Citizens Insurance Want to inspect Your Home?](https://cronininsurance.com/why-does-citizens-insurance-want-to-inspect-your-home/): According to a bulletin released last week, Citizens Property Insurance plans on inspecting 350,000 homes by 2025. That’s 70 times more inspections than they did last year. (5200 versus 350,000) It will increase inspections from about 1% of insured homes to 9% of its insured homes. Citizens will allocate $43,000,000 and hire private inspection firms for these latest inspections. With policy counts on the rise, Citizens plans on keeping ineligible properties out, collect accurate premium, and encourage Private Company take-outs. What Kind of Home Inspections will Citizens perform? In the past, Citizens focused mostly on the general condition of a property. […] - [Which medicare plan is better: Supplement or Advantage?](https://cronininsurance.com/which-medicare-plan-is-better-supplement-or-advantage/): Medigap plans, also known as Medicare Supplements, provide coverage for the Deductibles and Copays that Original Medicare does not cover. Medigap plans do not cover Prescription drugs. Medicare Advantage plans, also known as Medicare Part C, cover Hospitals, Doctors, and Prescription Drugs as well as other benefits. Which plan is better for you? It depends. What do Medicare Supplements or Medigap plans cover? Original Medicare has two parts to it: Part A and Part B. Part A covers Inpatient care in Hospitals and Skilled Nursing Facilities, Hospice care, and Home health care. For most Americans, who have worked regularly throughout their […] - [Will You Pay More for Flood Insurance in October?](https://cronininsurance.com/will-you-pay-more-for-flood-insurance-in-october/): ln case you haven’t heard yet, October 1 ushers in the new National Flood Insurance Program Risk Rating 2.0 program from FEMA. The idea behind the new 2.0 program is to get Flood Insurance rates to levels that won’t generate deficits with each new storm. Here’s some info on the new program and how it can affect you and your Flood insurance. Why did The Fema Develop Risk Rating 2.0? Up until recently, the NFIP has been basing premiums on out-of-date data that was generated in the 1970’s for large-area Flood Zones. In order to spread the risk, homes in low […] - [Do You need Personal Liability Umbrella Insurance?](https://cronininsurance.com/do-you-need-personal-liability-umbrella-insurance/): Personal Liability Umbrella Policy: what it is and how it works. Many people refer to it as an Insurance Umbrella or as Umbrella Coverage, but it’s all the same. And it does not cover property, just liability or lawsuit protection So, what is a Personal Liability Umbrella Policy and should you buy one? What does Umbrella Insurance cover? Personal Umbrella Insurance policies place an excess layer of liability- up to $1,000,000 or higher over your: Your home, Your cars, Your boats, Your motorcycles and RV’s, and Your rental properties An Umbrella Policy will also give you the option to increase your […] - [Happy Labor Day 2021](https://cronininsurance.com/happy-labor-day-2021/): We wish you and your loved ones a safe and happy Labor Day Weekend.  Our office will be closed Monday, September 6th and will reopen for normal operations on Tuesday. In the event of a claim, please refer to our claims contact page for company contact info. Thank you and have a fantastic holiday weekend! - [Motorcycle Insurance](https://cronininsurance.com/motorcycle-insurance/): Many Floridians trust Cronin Insurance Agency to write their Motorcycle Insurance in Florida. Whether you ride a Harley Davidson Fat Boy, a Japanese Crotch Rocket or an Orange County Custom Chopper, the independent agents at CroninInsurance.com can find you the best motorcycle insurance policy for your bike. FLORIDIANS TURN TO CRONIN INSURANCE AGENCY FOR A MOTORCYCLE INSURANCE POLICY WHEN: They buy a new motorcycle. They are sick of their current company raising their premium at every renewal. They are unsure of what they need to cover with a motorcycle policy. Their are in shock at how much it costs to cover their bike for […] - [How to Insure your BOAT IN FLORIDA](https://cronininsurance.com/how-to-insure-your-boat-in-florida/): Cronin Insurance Agency specializes in Florida Boat Insurance. Whether you own a Center-console, Bass boat, Cabin cruiser or Jet-ski, We shop the Florida boat insurance market to find the best boat policy for you and your family. FLORIDA BOAT OWNERS TURN TO CRONIN INSURANCE AGENCY FOR A BOATER’S INSURANCE POLICY WHEN: They purchase a new power boat, jet-ski, or sail boat. They worry about accidents out on the water. They are concerned about their watercraft being stolen. They are afraid of the high cost of towing their boat back to shore. They dry-dock their boat and the facility requires insurance. They want to cover […] - [You Should Always Stack Your Uninsured Motorist](https://cronininsurance.com/you-should-always-stack-your-uninsured-motorist/): Uninsured Motorist coverage (UM) is the most misunderstood feature of your car insurance policy. By understanding what it is and what it pays, you can protect yourself and your family. And once you understand UM, you will come to the same conclusion. Stacked Uninsured Motorist coverage is the best coverage. Florida only requires Personal Injury Protection (PIP) and Property Damage liability (PD) to legally operate a vehicle. People on a tight budget make many sacrifices. Its unfortunate, but many choose the “bare minimum” to get their tags. A PIP/PD policy does not cover Bodily Injury liability . The consequence is that the driver who causes bodily injury in an accident may not have […] - [We love being your Local Agent for Mercury Insurance](https://cronininsurance.com/we-love-being-your-local-agent-for-mercury-insurance/): Cronin Insurance Agency is proud to partner with Mercury Insurance for more than 20 years. Mercury’s commitment to the best insurance value possible has translated to billions of dollars in savings for its customers since 1962. Named as one of America’s most trustworthy companies by Forbes, Mercury consistently earns “A” ratings from A.M. Best, one of the industry’s most trusted rating agencies. More than 96% of Mercury customers choose to renew their policies, and only exceptional customer satisfaction can produce renewal rates that high. The backbone of Mercury is working with independent agencies like Cronin Insurance, to get the right coverage […] - [Happy 4th of July](https://cronininsurance.com/happy-4th-of-july/): We wish you and your loved ones a safe and happy July 4th as we celebrate our nation’s independence.  Our office will be closed Monday, July 5th and will reopen for normal operations on Tuesday. In the event of a claim, please refer to our claims contact page for company contact info. Thank you and have a fantastic holiday weekend! - [Why Not Let the Bank Insure Your Home?](https://cronininsurance.com/why-not-let-the-bank-your-home/): You’ve just received a letter from your insurance company advising you that they are cancelling your policy for “Risk Reduction”. Or another letter might advise you that due to bad claims experience in your area, the insurance company is raising your rates by 25% or more. The temptation for both of these scenarios might be to just let these policies lapse. After all, the bank can always take out home insurance on your behalf. If the Homeowner cannot provide proof of Home Insurance coverage, the Bank will buy an insurance policy for the homeowner- this policy is called Force-placed Insurance. At […] - [Here We Go Again: Hurricane Season 2021](https://cronininsurance.com/here-we-go-again-hurricane-season-2021/): It’s that time of year again: June and the start of the Hurricane Season in Florida. And as we tell ourselves every year, “This time we’ll be ready!” Would you like to see something pretty cool? (Or scary, depending on your outlook.) Check out this site from NOAA which shows all the major hurricanes that crossed Florida since the 1800’s. Pick out your favorite (or your scariest) and see its track. I remember the worst one for our home in West Boca was Wilma in 2005. I think the reason it caused so much damage is that it came from the […] - [What is Actual Cash Value vs Replacement Cost](https://cronininsurance.com/what-is-actual-cash-value-vs-replacement-cost/): What is the difference between Actual Cash Value (ACV) and Replacement Cost (RC)? Both these terms refer to the way a Home Insurance company will pay a claim. Did you ever wonder what Actual Cash Value means and how it will affect the payment of your claim? Is it better or worse to have Replacement Cost on your policy? Does it impact the price you pay for home insurance? We’re going to answer those questions in this blog. Let’s start with damage to Personal Property.  As an example of a personal property loss, let’s say that a bunch of kids broke […] - [Get Ready To Pay More for Flood Insurance in 2021](https://cronininsurance.com/get-ready-to-pay-more-for-flood-insurance-in-2021/): Compared to Home Insurance, Flood Insurance has always seemed a bargain. In certain areas, that will no longer be the case. Hundreds of thousands of Americans will pay significantly more to insure their homes in coastal areas and flood zones under new rules released last Thursday by the Federal Emergency Management Agency (FEMA). This is the first major update to its National Flood Insurance Program’s (NFIP) pricing system in 50 years! New premiums will be based on a property’s value, risk of flooding and other factors, rather than simply on a property’s elevation in a flood zone. The new pricing system […] - [How To Stop Home Insurance From Going Through The Roof](https://cronininsurance.com/how-to-stop-home-insurance-from-going-through-the-roof/): As many of you have found out already, Florida Home Insurance Companies are raising rates 25% and more. Because of the amount of fraud in the marketplace, home insurance rates continue to go up, and insurance companies are limiting coverage and canceling or nonrenewing policies. As a result, many consumers will have no options other than Citizens, Florida’s market of last resort where coverage is often inferior to private insurance companies. Florida Companies can not raise rates on only those who place claims – they simply spread the increase to everyone. I wish I had a nickel for everyone who’s said […] - [Usage-Based Car Insurance Saves You Big Money](https://cronininsurance.com/usage-based-car-insurance-can-save-you-money/): What is Usage-Based Car Insurance? Usage-Based Car Insurance (aka Telematics) is where you let the Insurance Company monitor your driving habits so you can qualify for safe driving discounts on your Car Insurance Policy. People are driving less and are less likely to be driving late at night, so by embracing Usage-Based insurance, consumers can capture meaningful savings on their Car Insurance premiums. WHAT COMPANIES OFFER USAGE-BASED INSURANCE? Travelers have a program called Intellidrive. Progressive’s program is called Snapshot. Safeco’s program is called RightTrack. Mercury offers low mileage discounts through their Real Drive program. HOW DO INSURANCE COMPANIES MONITOR YOUR DRIVING? Car Insurance Companies monitor […] - [President orders New Chance to Enroll in Health Insurance](https://cronininsurance.com/president-orders-new-chance-to-enroll-in-health-insurance/): And Cronin Insurance and Florida Blue are ready for you! You may have heard that the health insurance Marketplace is going to offer a special enrollment period to give people more time to get coverage due to the pandemic. Health coverage is so important right now because of COVID-19. We want to be sure you understand what’s happening and how it affects you and your loved ones. There are two main things you need to know: If you enrolled in a 2021 plan during Open Enrollment, you’re all set! You should have all your member materials, and you can start using […] - [Personal Liability insurance: How Much do you need?](https://cronininsurance.com/personal-liability-insurance/): Many feel that insurance is a necessary evil that the bank or the state makes them carry. Many people ask us what we recommend for personal liability insurance? Or how much liability do we recommend for homeowners and car insurance? What’s enough and can you have too much insurance? Let’s think about this. What does Personal Liability Insurance Cover? Personal Liability Insurance covers you against lawsuits arising from Bodily Injury or Property Damage suffered by a 3rd party as the result of your negligence. Most of us get our Personal Liability Insurance from our Car Insurance and Home Insurance Policies. When […] - [Our Best Advice For Home Insurance In 2021](https://cronininsurance.com/our-best-advice-for-home-insurance-in-2021/): Though the new vaccines give us hope for a return to normalcy, one part of our lives that will never return to normal in 2021 is Home Insurance. Here’s what you can expect in Home Insurance in Florida in 2021. Prices are going up. It doesn’t matter who you have for home insurance in 2021, your price is going to increase. Most companies have filed or have already been approved for between 25 – 50% increases. Why are prices going up? In one word: Claims. The higher the total amount that companies pay in claims, the more they will pass along […] - [Happy Holidays from Cronin Insurance Agency](https://cronininsurance.com/happy-holidays-from-cronin-insurance-agency/): Thank you for being part of the Cronin Insurance family and working with us this year during these trying times. We appreciate your business. Please note our holiday hours: Thursday, December 24th, 2020 – Closing at 12 pm. Friday December 25th, 2020 – CLOSED Thursday, December 31st, 2020 – Open for normal business hours. Friday, January 1st, 2020 – CLOSED Happy holidays! - [Costume Contest 2020 - The Reckoning](https://cronininsurance.com/costume-contest-2020-the-reckoning/): You got costumes? Well we got contests. That right, it’s time for our annual Halloween costume contest. This year we’re giving away three Amazon gift cards, with first place taking home a $100 gift card. To enter the contest, click the link below, upload a photo of your costume and that’s it! The contest is based on votes, meaning the costume with the most votes wins. You can vote once a day, so get your friends, family, or pets to vote for your photo. The contest runs until noon on November 2nd, after which we’ll announce the winners. So upload your […] - [We Now Sell Florida Blue Health Insurance!](https://cronininsurance.com/we-now-sell-florida-blue-health-insurance/): Cronin Insurance Agency is proud and excited to announce our appointment by Blue Cross and Blue Shield of Florida to represent their Florida Blue Medicare and other Health insurance products. For many years, we sold health insurance, but decided to stop offering it when it became clear that it was hard to maintain consistency with health insurance companies. While many carriers didn’t completely stop offering coverage in our area, they began curtailed the products they would offer. That’s why, when we decided to offer health insurance products again, the obvious choice was Florida Blue. As the oldest writer of Health insurance […] - [Citizens Insurance Water Claims: New procedures To save you money](https://cronininsurance.com/citizens-insurance-water-claims-new-procedures-to-save-you-money/): Citizens has a sub-limit for non-weather water loss coverage of $10,000. This limit does not apply when the policyholder participates in the Managed Repair Contractor Network Program. Better yet, payments made under their Emergency Water Removal Services endorsement will not be deducted from the $10,000 sub-limit on coverage. - [Remembering 9/11](https://cronininsurance.com/remembering-9-11/) - [Buying a new home? Beware of insurance traps](https://cronininsurance.com/buying-a-new-home-beware-of-insurance-traps/): When buying a new home, there are insurance traps that can cost you big money. Here's how to avoid these home insurance traps. - [Progressive Lowers Car Insurance Prices: How To Take Advantage](https://cronininsurance.com/progressive-lowers-car-insurance-quotes/): If you are shopping for car insurance, its a great time to get a quote from Progressive Insurance. Starting in July, Progressive has lowered their car insurance rates for both new business and renewals throughout Florida. - [We're Your Travelers Local Agent](https://cronininsurance.com/travelers-local-agent/): Get a quote from a Travelers local agent for auto insurance designed to help protect you and your car, as well as the people around you. - [Why You Need General Liability Insurance](https://cronininsurance.com/general-liability-you-need-it/): GL protects your business from lawsuits by providing an attorney as well as covered damages your business is responsible for. Don't operate without it! - [Progressive Local Agent](https://cronininsurance.com/progressive-local-agent/): Progressive is one of the best insurance companies Over 18 million people trust Progressive to insure something they love such as their car, boat, house, motorcycle, etc. When you’re looking for a Progressive Local Agent, choose Cronin Insurance Agency. That’s no surprise because Progressive is the third largest auto insurer and the #1 motorcycle/specialty RV insurer. Cronin Insurance Agency has proudly represented Progressive Insurance for more than 20 years. Progressive has recognized Cronin Insurance Agency as one of their “Platinum” agencies. This means that Cronin Insurance has demonstrated their excellence to Progressive for not only sales but for exceptional Customer Service […] - [Private Flood insurance: is it for you?](https://cronininsurance.com/private-flood-insurance-is-it-for-you/): There are certain situations where Private Flood Insurance works better than the National Flood Insurance Program. - [Coronavirus : Car Insurance Companies offering Refunds](https://cronininsurance.com/coronavirus-car-insurance-companies-offering-refunds/): In an effort to help the country during the Coronavirus, some Car Insurance companies have decided to return some premiums to their insureds. - [COVID-19 Update - Our Office is Closed to the Public](https://cronininsurance.com/covid-19-update-our-office-is-closed-to-the-public/): Out of an abundance of caution, our office will be temporarily closed to the public. We’re still open for business, but not seeing people in person. If you need to get in contact with us, please: Call ☎: 561-479-1898 Fax 📠: 561-479-1386 Text 💬: 561-475-5606 Email 📧: customerservice@cronininsurance.com As the situation evolves, we will provide further updates. Thank you. – Cronin Insurance Staff - [How to pour a black and tan](https://cronininsurance.com/how-to-pour-a-black-and-tan/): Join Cronin Insurance on Their Feverish St Patricks Day Journey to Lean how to pour the perfect Black and Tan. - [Coronavirus: what we're doing](https://cronininsurance.com/coronavirus-what-were-doing/): Like everyone else in America and around the world, we are taking the Coronavirus very seriously. Beyond wiping down all our surfaces with virus-killing disinfectants, we are monitoring our employees and encouraging all who even suspect they are getting ill, to stay home from work. We don’t have exposure to large crowds. ( I guess we’re not that popular). We do have clients come in and out of the office on a daily basis, so we are on high alert for symptoms of the virus. The good news is that so much of what we do can be done by phone, […] - [February: the month of love](https://cronininsurance.com/february-the-month-of-love/): Its the month when our thoughts turn to love. While Cupid’s arrows fall from above, Valentine blesses those drawn together To move through life in every endeavor. We know from experience, rings can get lost, The stone can fall out, or even get tossed. What can you do if this happens to you? Tell your fiance is all you can do. If you insured it, there’s nothing to fear. You put in a claim and don’t shed a tear. When the Big Day comes, don’t worry so much. About Vendors, your dress, drunk guests and such. You can insure these things […] - [The Best Way to Buy car insurance for teens](https://cronininsurance.com/the-best-way-to-buy-car-insurance-for-teens/): Teens account for a high percentage of accidents and fatalities. This makes them expensive to insure. What's the best way to buy car insurance for teens? - [Florida Home Insurance trends for 2020](https://cronininsurance.com/florida-home-insurance-trends-for-2020/): Bad news for Florida Homeowners in 2020. Insurance prices will go up and availability will go down. - [What you can expect for Car insurance in 2020](https://cronininsurance.com/car-insurance-in-2020/): In this blog, we would like to discuss the state of Car Insurance as we enter the new decade of the 2020s. Usage-Based Car Insurance Usage-Based Insurance or Telematics allows the Insurance Company to monitor your driving habits so you can qualify for safe driving discounts on your Car Insurance Policy. Insurance Companies use a plug-in, a downloaded app, or a reporting form to measure how many miles you drive, your average speed, what time of day you drive, and whether you drive in stop and go traffic. Depending on the results, a driver can qualify for up to 30% discount […] - [New years 2020 RESOLUTION : check your insurance policies](https://cronininsurance.com/new-years-2020-resolution-check-your-insurance-policies/): As we move into 2020, let’s make a resolution to check our insurance policies. Start with an inventory of what you have and check for two things on your Home Insurance: Do I have coverage for all the items I want covered? And do I have enough insurance to cover a total loss? First, take out your car, home and personal articles policies. Do a quick inventory of your property. List the major items you have and make sure they are covered. Homeowners insurance Homeowners Insurance covers a lot of personal property but has limits on certain items such as jewelry, […] - [Happy holidays from all of us to all of you](https://cronininsurance.com/happy-holidays-from-all-of-us-to-all-of-you/): Whether you celebrate Christmas, Hanukkah, Kwanzaa, or the Winter Solstice, all of us here at Cronin Insurance Agency, wish you Happiness, Joy and Peace this Holiday Season. So gather your friends and family around and break bread, exchange gifts and celebrate whatever your tradition happens to be. And feel the glow that comes from being close to those you hold dear. Wishing Everyone a Happy and Healthy Holiday Season. The Staff at Cronin Insurance Agency PS: We will close at noon on Tuesday December 24th and will be closed on Christmas Day, Wednesday December 25th. We will also be closed on […] - [You can now text images to us](https://cronininsurance.com/you-can-now-text-images-to-us/): Picture this: You receive an email advising you that the insurance company needs to receive a copy of your prior insurance or they will cancel you at midnight. The problem is that you are on the road with no access to a scanner or computer. What do you do? You decide you’ll call Cronin Insurance Agency for help. Ursula has an idea. Check your wallet and your glove box for your old ID card from your prior company. Luckily, you find it in the glove box. Now what? Ursula tells you to take a photo on your phone and text that […] - [Is running your gas tank to empty really that dangerous?](https://cronininsurance.com/is-running-your-gas-tank-to-empty-really-that-dangerous/): Here’s an article from our partner’s at Hagerty Insurance: It is a myth as old as the car itself: running out of fuel will hurt the engine, especially if done repeatedly. Is that the whole truth, though? Jason Fenske over at Engineering Explained took a look at the science behind this myth and if it still applies in the modern era of high-pressure fuel pumps. That last part is perhaps the most important. In this video, Fenske does look at the specifics of how running low and out of fuel will affect parts of your fuel system and engine, but only on a […] - [Mechanical Breakdown Coverage Keeps You On the Road](https://cronininsurance.com/introducing-mercury-mechanical-breakdown-coverage/): Do you own a Used Car? Buy a Mechanical Breakdown Coverage from Mercury Insurance. Cronin Insurance Agency is proud to announce that we now offer one of the finest Mechanical Breakdown policies in the country, underwritten by Mercury Insurance. Mercury Insurance is an A+ rated insurance company that specializes in Auto Insurance across the United States. Since 1962, Mercury has grown into a Billion dollar company and is one of the top insurers for independent insurance agencies in America. There is no benefit in owning an insurance policy from a company you’ve never heard of, or one that you can’t be sure […] - [Check out James Bond’s Aston DB5 in full gadgetized glory](https://cronininsurance.com/check-out-james-bonds-aston-db5-in-full-gadgetized-glory/): Here’s an article from our partner’s at Hagerty Insurance: It’s the Bond car. The Bond car. One of only four true Goldfinger-spec DB5s produced, three of which are accounted for today, and the only one with fully functioning gadgets. The Silver Birch DB5/2008/R headed for auction at RM Sotheby’s 2019 Monterey sale in August rumbles, flashes, and fires in a recent promotional video released by the auction house, which features the “absolutely robust” gadgets the model displayed during its grueling promotional touring circuit in the 1960s. The most ominous features, though, are the silent ones—the four blender blades that swivel slowly, […] - [Hurricane Dorian Crashing the Labor Day Fun](https://cronininsurance.com/hurricane-dorian-crashing-the-labor-day-fun/): This Monday, September 2nd, our office will be closed for Labor Day. This is especially crucial to know as we have a named hurricane on its way. Hurricane Dorian, which is expected to strengthen to a Category 4, will begin its landfall Monday night/Tuesday morning. Although our office may be closed, we’ll do our best to continue to monitor the situation. We want you to be aware of the resources available to you on our website in the event we cannot get back to you right away. We encourage you to familiarize yourself with our website in the event of an […] - [We Now Offer Safeco Insurance](https://cronininsurance.com/we-now-offer-safeco-insurance/): Cronin Insurance is proud to announce that we now offer Safeco Insurance, a Liberty Mutual Company. Safeco has a long history of serving the needs of individuals and businesses since 1923. In 2006, Safeco became part of Liberty Mutual Insurance, ranked on the Fortune 100 list of the largest U.S. corporations. The company has financial strength ratings of A (Excellent) from the A.M. Best Company, A2 (Good) from Moody’s Investors Service, and A- (Strong) from Standard & Poor’s. In Florida, Safeco offers Car Insurance, Motorcycle Insurance, Boat and Watercraft Insurance, RV, Trailer, and Motorhome Insurance. Safeco also offers Umbrella coverage over their other policies. And for all you […] ## Pages - [Guides](https://cronininsurance.com/guides/): Florida Insurance Guides | Cronin Insurance Agency Boca Raton · Palm Beach County Florida insurance, explained by line of coverage In-depth guides from a Boca Raton independent agency writing Florida coverage since 1993 — no gated downloads, no email required. Available now Long-form references we keep current. Start here if you’re trying to understand your coverage, not just price it. Home Insurance What drives premiums in Boca Raton, how hurricane deductibles work in dollars, roof-age rules under current Florida law, and 4-point and wind mitigation inspections. Read the guide Flood Insurance Flood zones explained in plain English, NFIP versus private market […] - [Boca Raton Car Insurance](https://cronininsurance.com/boca-raton-car-insurance/): Boca Raton Auto Insurance | Cronin Insurance Agency Boca Raton · Palm Beach County Auto insurance in Boca Raton, without the gaps Why Florida’s legal minimums leave you exposed, how uninsured motorist coverage works, and what actually controls your auto premium in South Florida. Independent since 1993 Top national carriers Reviewed August 2026 33Years local ~20%Uninsured Drivers $10KState PIP cap Same-dayBinder delivery We’re an independent agency comparing auto insurance rates across multiple top carriers for drivers in Palm Beach, Broward, and Miami-Dade Counties. South Florida consistently ranks among the most expensive auto insurance markets in the nation. This guide cuts through […] - [Resources](https://cronininsurance.com/resources/): Insurance Resources Hub | Cronin Insurance Agency Resource Directory · Cronin Insurance Explore our guides, tools, and insurance insights Your central starting point for Florida insurance knowledge, policy calculators, detailed customer guides, and market updates. Policy Hub Independent since 1993 Boca Raton, FL 33Years experience 100%Independent 3Core Resource Hubs $0Fee for advice 01 — Main Resource Hubs Where would you like to go? Customer Guides In-depth breakdowns on Florida flood zones, homeowners rules, hurricane deductibles, and auto policies. Explore Guides Calculators & Tools Interactive tools, replacement cost estimators, and policy coverage simulators built for local homeowners. Go to Calculators Blog & […] - [Boca Raton Flood Insurance](https://cronininsurance.com/boca-raton-flood-insurance/): Boca Raton Flood Insurance | Cronin Insurance Agency Boca Raton · Palm Beach County Flood insurance in Boca Raton, without the guesswork Flood zones, NFIP versus private market, waiting periods, and the two assumptions that cost Boca homeowners the most money. NFIP and private market Independent since 1993 Reviewed August 2026 33Years local $250KNFIP building cap 30Day waiting period $0Flood paid by home policy We place both NFIP policies and private-market flood coverage, which means we can compare the two rather than sell one. This guide answers the questions we actually get asked in Boca — starting with the two that […] - [Boca Raton Home Insurance](https://cronininsurance.com/boca-raton-home-insurance/): Boca Raton Home Insurance | Cronin Insurance Agency Boca Raton · Palm Beach County Home insurance in Boca Raton, explained properly What actually drives your premium here, how hurricane deductibles work in dollars, and why roof age decides more than almost anything else. Independent since 1993 30+ carriers compared Reviewed August 2026 33Years local 30+Carriers 15+Home markets 24hQuote turnaround We’re an independent agency, which means we don’t work for one carrier — we compare offers across 30+ companies for homeowners in Palm Beach, Broward, and Miami-Dade Counties. This page isn’t a sales pitch. It’s the reference we wish existed when a […] - [Quote Thank You](https://cronininsurance.com/quote-thank-you/): Quote Request Received | Cronin Insurance Agency – Boca Raton, FL ← Back to Cronin Insurance ✔ You’re All Set,Thank You! Your insurance quote request has been received. A local Cronin Insurance agent will review your information and reach out within 24 hours. What Happens Next 1 Your request lands in our inbox Your quote details have been sent directly to our team and we’ll get right to work on it. Right now 2 We shop multiple carriers Our agents run your details through our roster of A-rated Florida carriers to find you the best coverage at the best price. Within […] - [Quote](https://cronininsurance.com/car-insurance/car-quote/) - [Quote](https://cronininsurance.com/business-insurance/business-quote/): Business Insurance Quote | Cronin Insurance Agency – Boca Raton, FL Free Quote — No Obligation Get a FreeBusiness Insurance Quote Tell us about your business and the coverages you need. A licensed Cronin agent will review your information and reach out within 24 hours. Website 1 Business Information Business Name * Type of Business / Industry * Business Structure * Select structure…Sole ProprietorPartnershipCorporationLLCOther Years in Business Select…Less than 1 year1–3 years3–5 years5–10 years10+ years Business Address * City / State / ZIP * Number of Employees Select…1 (Owner only)2–56–1011–2526–5051–100100+ Annual Revenue (Approximate) Select…Under $100,000$100,000 – $250,000$250,000 – $500,000$500,000 – $1,000,000$1,000,000 […] - [Quote](https://cronininsurance.com/boat-insurance/boat-quote/): Boat Insurance Quote | Cronin Insurance Agency – Boca Raton, FL Sending your quote request… ← Back to Boat Insurance Free Quote · No Obligation ⛵ Florida Boat Insurance Quote Takes about 3 minutes. We’ll shop top carriers and reach out with your best options. 🔒 Secure & Confidential 📞 Local Boca Raton Agents ⭐ Serving Florida Since 1993 Your Contact Information Step 1 of 3 — Let us know who to reach out to. First Name *Please enter your first name. Last Name *Please enter your last name. Website Email Address *Please enter a valid email. Phone Number *Please enter […] - [Quote](https://cronininsurance.com/motorcycle-insurance/motorcycle-quote/): Motorcycle Insurance Quote | Cronin Insurance Agency – Boca Raton, FL Sending your quote request… ← Back to Motorcycle Insurance Free Quote · No Obligation 🏍️ Florida Motorcycle Insurance Quote Takes about 3 minutes. We’ll shop top carriers and reach out with your best options. 🔒 Secure & Confidential 📞 Local Boca Raton Agents ⭐ Serving Florida Since 1993 Your Contact Information Step 1 of 3 — Let us know who to reach out to. First Name *Please enter your first name. Last Name *Please enter your last name. Website Email Address *Please enter a valid email. Phone Number *Please enter […] - [Quote](https://cronininsurance.com/umbrella-insurance/umbrella-quote/): Umbrella Insurance Quote | Cronin Insurance Agency – Boca Raton, FL Sending your quote request… ← Back to Umbrella Insurance Free Quote · No Obligation ☂️ Florida Umbrella Insurance Quote Extra liability protection above your home and auto policies. Takes about 3 minutes. 🔒 Secure & Confidential 📞 Local Boca Raton Agents ⭐ Serving Florida Since 1993 Your Contact Information Step 1 of 3 — Let us know who to reach out to. First Name *Please enter your first name. Last Name *Please enter your last name. Website Email Address *Please enter a valid email. Phone Number *Please enter your phone […] - [Quote](https://cronininsurance.com/flood-insurance/flood-quote/): Flood Insurance Quote | Cronin Insurance Agency – Boca Raton, FL Sending your quote request… ← Back to Flood Insurance Free Quote · No Obligation 🌊 Florida Flood Insurance Quote Takes about 3 minutes. NFIP and private flood options available. Takes about 3 minutes. 🔒 Secure & Confidential 📞 Local Boca Raton Agents ⭐ Serving Florida Since 1993 Your Contact Information Step 1 of 3 — Let us know who to reach out to. First Name *Please enter your first name. Last Name *Please enter your last name. Website Email Address *Please enter a valid email. Phone Number *Please enter your […] - [Quote](https://cronininsurance.com/home-insurance/home-quote/): Home Insurance Quote | Cronin Insurance Agency – Boca Raton, FL Sending your quote request… ← Back to Home Insurance Free Quote · No Obligation 🏡 Florida Home Insurance Quote Takes about 3 minutes. We’ll shop top carriers and reach out with your best options. 🔒 Secure & Confidential 📞 Local Boca Raton Agents ⭐ Serving Florida Since 1993 Your Contact Information Step 1 of 3 — Let us know who to reach out to. First Name * Please enter your first name. Last Name * Please enter your last name. Website Email Address * Please enter a valid email. Phone […] - [Blog](https://cronininsurance.com/blog/): Insurance Blog | Cronin Insurance Agency – Boca Raton, FL Home 🚗 Car Insurance 🏠 Home Insurance 🌊 Flood Insurance ☂️ Umbrella Insurance ⛵ Boat Insurance 🏍️ Motorcycle Blog Claims Contact 📞 (561) 479-1898 💬 Text (561) 475-5606 Get a Free Quote → Insurance Insights Your Florida InsuranceKnowledge Hub Expert advice on home, car, flood, and more — written by local agents who know Florida’s market inside and out. Search ‹ All Articles 🏠 Home 🚗 Car 🌊 Flood ❤️ Life 📰 News 🏢 Business ⛵ Boat 🏍️ Motorcycle 🏢 Condo 🏥 Health 📍 Boca Local ⚖️ General Liability › - [Flood](https://cronininsurance.com/flood-insurance/): Flood Insurance Florida | Cronin Insurance Agency – Boca Raton, FL 🌊 Florida Flood Insurance Standard home insurance never covers flooding. In Florida, every homeowner needs a separate flood policy. Get My Free Quote → ⏱ Flood quotes typically within 24 hours The Most Important Thing to Know Your Home Insurance Does NOT Cover Floods This surprises many homeowners. A standard homeowners insurance policy explicitly excludes flood damage — including storm surge from hurricanes, overflow from rivers and lakes, and heavy rain that pools on the ground. In Florida, flooding is the #1 natural disaster. Every part of the state — […] - [Boat](https://cronininsurance.com/boat-insurance/): Boat Insurance Florida | Cronin Insurance Agency – Boca Raton, FL ⛵ Florida Boat Insurance Florida has more registered boats than any other state. Protect your vessel, passengers, and liability on the water. Get My Free Quote → ⏱ Boat quotes typically within 24 hours Coverage Overview What Does Boat Insurance Cover in Florida? Florida has more registered boats than any other state. Whether you own a fishing boat, pontoon, sailboat, or yacht — the right policy protects your vessel, your passengers, and your liability on the water. ⛵ Hull Coverage Covers physical damage to your boat from collisions, sinking, fire, […] - [Umbrella](https://cronininsurance.com/umbrella-insurance/): Umbrella Insurance Florida | Cronin Insurance Agency – Boca Raton, FL ☂️ Florida Umbrella Insurance $1 million in extra liability protection for as little as $150/year. The most coverage per dollar in insurance. Get My Free Quote → ⏱ Umbrella quotes typically within 24 hours What Is It? Umbrella Insurance: Your Extra Layer of Protection An umbrella insurance policy provides additional liability coverage that kicks in when the limits of your auto, home, or boat policy are exhausted. It’s one of the most affordable and most valuable policies you can own. For example: if you cause a serious car accident and […] - [Motorcycle](https://cronininsurance.com/motorcycle-insurance/): Motorcycle Insurance Florida | Cronin Insurance Agency – Boca Raton, FL 🏍️ Florida Motorcycle Insurance Florida’s year-round riding season means your bike needs year-round protection. We’ve got you covered. Get My Free Quote → ⏱ Motorcycle quotes typically within 24 hours Coverage Overview What Motorcycle Insurance Covers Florida’s year-round riding season means your bike is on the road more than almost anywhere else in the country. Make sure your coverage matches your riding lifestyle. ⚖️ Liability Coverage Covers bodily injury and property damage you cause to others in an accident. Required by Florida law if the bike is registered. 💥 Collision […] - [Calculators](https://cronininsurance.com/calculators/): Free Florida Financial Tools Smart Calculators forEvery Coverage Decision Ten free tools built on real math — helping Florida homeowners, buyers, and business owners make confident financial and insurance decisions. ⚠️ Results are educational estimates, not quotes or guarantees. ← 🏡 Home Insurance Estimator 🏠 Mortgage & PITI 💵 Affordability 🚗 Auto Loan 🔑 Rent vs. Buy 🌊 Flood Insurance ☂️ Umbrella Coverage ❤️ Life Insurance Need 💰 Deductible Break-Even 🏢 Business Interruption → ← Scroll to see all 10 calculators → 🏡 Florida Home Insurance Estimator OIR rate filings + wind mitigation credits — calibrated to 535 real Palm Beach […] - [Referral](https://cronininsurance.com/referral/): 🤝 Referral Program Refer a Client to Cronin Insurance Need insurance on a Florida property — or a Florida driver who needs coverage today? We shop 10+ home carriers and 6 auto carriers to find the right fit, fast. Send us the client. We’ll shop the market and come back with options — quickly. 📋 Submit a Referral 📞 Call Us Now 📞 (561) 479-1898 💬 Text (561) 475-5606 ✉️ customerservice@cronininsurance.com This is for 🏠 Realtors 🏦 Mortgage Brokers & Lenders 🔧 Contractors & Inspectors 👤 Homeowners & Past Clients 🚗 Auto Dealerships Why people refer to us We shop the […] - [Claims](https://cronininsurance.com/claims/): File a Claim | Cronin Insurance Agency – Boca Raton, FL Claims Center File a Claim Quickly &Get Back on Track Find your insurance carrier below for direct claims phone numbers, email contacts, and online portals. We’re here to help every step of the way. 📞 Call Us First: (561) 479-1898 ✉️ Send Us a Message 1 Call Your AgentWe’ll guide you through the process and advise on next steps. 2 Document the DamageTake photos and list all damaged items before anything is moved. 3 Contact Your CarrierFind your carrier below and report your claim directly to them. 4 Track Your […] - [My Account](https://cronininsurance.com/my-account/): My Account | Cronin Insurance Agency – Boca Raton, FL Client Center Your Insurance,All in One Place Access your policies, print ID cards, make payments, and manage your coverage — available 24 hours a day, 7 days a week. 🔐 Access Client Center → 📞 Call Us: (561) 479-1898 → 🔒 SSL Secured  Portal ⏰ 24/7  Self-Service Access 📄 Instant  Policy Documents 🏆 30+ Years  Serving Florida 🏢 20+  Carrier Partners 🔐 Cronin Client Center Your secure, personal portal for accessing all of your Cronin Insurance policy records, documents, and account tools. 24/7 Always Available To get started, enter your email […] - [Business](https://cronininsurance.com/business-insurance/): Business Insurance Florida | Cronin Insurance Agency – Boca Raton, FL Florida Business Insurance 🏢 Protect Your Business We primarily serve personal lines clients, but we’re proud to extend our expertise to business owners who need commercial coverage. Tell us about your business and we’ll find the right fit. Get a Free Business Quote → 📞 Prefer to talk? Call us at (561) 479-1898 30+ Years Serving Florida 5 Business Coverage Lines Local Boca Raton Agents Free Business Consultation Our Approach We’re a Personal Lines Agency — and That’s a Good Thing for Your Business Cronin Insurance has built its reputation […] - [Products](https://cronininsurance.com/products/): Insurance Products | Cronin Insurance Agency What We Offer Insurance ProductsBuilt for Florida Life Whether you’re protecting your family, property, or livelihood, our local Boca Raton agents compare multiple carriers to find the coverage that fits. Popular Home Insurance Protect your home and belongings with tailored coverage from multiple top-rated carriers. We specialize in Florida homes, condos, and waterfront properties. Hurricane, wind, fire & theft coverage Homes, condos & waterfront properties Competitive multi-carrier rates Local Boca Raton guidance Learn More Get Quote Car Insurance If you’re a licensed driver, you need car insurance. Whether sued, injured, or dealing with a totaled […] - [Car](https://cronininsurance.com/car-insurance/): Car Insurance Florida | Cronin Insurance Agency – Boca Raton, FL Boca Raton, FL  ·  Since 1993 Get My Free Quote → Or call us: 561-479-1898  ·  Speak to a local agent Florida Car Insurance Florida Requirements What Car Insurance Does Florida Require? Florida is a no-fault state — meaning your own insurance covers your medical bills after an accident, regardless of who caused it. Here’s what’s required by law vs. what’s recommended. Coverage Type Minimum Required Recommended Status Personal Injury Protection (PIP) $10,000 $10,000 Required Property Damage Liability (PDL) $10,000 $100,000+ Required Bodily Injury Liability (BIL) Not required $250,000/$500,000 Strongly […] - [Privacy Policy](https://cronininsurance.com/privacy-policy/): Privacy Policy Get a Free quote: Home Insurance Car Insurance Business Insurance Life Insurance https://vimeo.com/cronininsuranceagency/download/303577152/c6727335cf This notice describes our privacy policy (“Notice”). By visiting our Web Site (“cronininsurance.com”), you are accepting the practices described in this Notice. ARTICLE I– PRINCIPLES: Section 1.01 — Principles: We may gather and use information as follows: (1) Notice: We may gather and use information as follows: (a) Volunteered Information: We will receive and store any information you enter on cronininsurance.com or give us in any other way that personally identifies you to improve your experience at cronininsurance.com, to get a better general understanding of the […] - [About](https://cronininsurance.com/about/): About Us | Cronin Insurance Agency – Boca Raton, FL Since 1993 🏆 Florida’s Independent Agency Since 1993 Insurance Built onTrust, Choice,and 30+ Years. Founded in the wake of Hurricane Andrew, Cronin Insurance Agency was built on a simple belief: Floridians deserve real choice, honest advice, and an agent who has their back — no matter what storm comes next. Talk to a Local Agent → 📞 (561) 479-1898 1993 Founded 30+Years in Business 20+Carrier Partners 1000sFlorida Families Protected 8Major Hurricanes Weathered Our History A Story Born fromHurricane Andrew 87 1987 Peter Cronin Gets Licensed Peter begins his insurance career with […] - [Home](https://cronininsurance.com/home-insurance/): Home Insurance Florida | Cronin Insurance Agency – Boca Raton, FL Boca Raton, FL  ·  Since 1993 Get My Free Quote → Or call us: 561-479-1898  ·  Speak to a local agent Florida Home Insurance What’s Covered What Does Home Insurance Cover in Florida? A standard Florida homeowners policy (HO-3) covers your dwelling, personal property, liability, and additional living expenses. Here’s what’s typically included vs. what requires a separate policy. Coverage Type Description Status Dwelling (Structure) Rebuilding costs for your home if damaged by wind, fire, or other covered perils Included Personal Property Furniture, clothing, electronics, and belongings damaged or stolen […] - [Contact](https://cronininsurance.com/contact/): Contact Us | Cronin Insurance Agency – Boca Raton, FL Sending your message… Local Agents · Boca Raton, FL Let’s Talk Insurance Whether you need a quote, have a policy question, or just want expert advice — our team is here for you, Monday through Friday. 📞 Call (561) 479-1898 💬 Text (561) 475-5606 ✉️ Email Us 🕘Office HoursMon – Fri: 9:00 am – 5:00 pm 📍LocationShoppes of Loggers Run, Boca Raton, FL 📠Fax(561) 479-1386 🛡️Licensed & Independent20+ Carrier Partners Send a Message How Can We Help You? Fill out the form below and a local agent will get back to […] - [](https://cronininsurance.com/): Cronin Insurance Agency | Home & Car Insurance Boca Raton, FL 🏆 30+ Carriers  ·  Local Boca Raton Agents Your Florida InsuranceResource We shop the Florida market to find you the right coverageat the right price. ✦Low Rates ✦Choice of Companies ✦Personal Advice from Local Agents Select your coverage to get a free quote Car ~5 min quote Home Within 24 hrs Flood Within 24 hrs Umbrella Within 24 hrs Boat Within 24 hrs Motorcycle Within 24 hrs Free quotes · No obligation · Local Boca Raton agents 30+Years Serving Florida 30+Insurance Carriers 8Auto Carriers 15+Home Carriers What We Cover Get […] ## Optional - [Agent (MCP protocol)](websites-agents.hostinger.com/cronininsurance.com/mcp) [comment]: # (Generated by Hostinger Tools Plugin)