Cronin Insurance is a trusted independent insurance agency helping drivers across Boca Raton, Delray Beach, Parkland, and surrounding areas compare coverage from top-rated carriers — all in one place.

Why Florida Drivers Choose Cronin Insurance

Choosing car insurance isn’t just about price — it’s about protection, service, and confidence.

✔ Independent agency — we shop multiple insurance carriers for you
✔ Local, licensed Florida insurance professionals
✔ Personalized coverage recommendations
✔ Help before, during, and after a claim
✔ Trusted by Florida drivers for decades

We work for you — not the insurance company.

What Is Car Insurance in Florida?

Car insurance is required for all registered vehicles in Florida. As a no-fault state, Florida law requires drivers to carry certain minimum coverages — but minimum coverage is often not enough.

Florida Minimum Requirements:

• Personal Injury Protection (PIP): $10,000
• Property Damage Liability (PDL): $10,000

These minimums cover limited expenses and do not protect you fully if you cause serious injury or are hit by an uninsured driver. That’s why many Florida drivers choose additional coverage for better financial protection.

Florida Car Insurance Coverage Explained

We help you understand your options so you can choose coverage with confidence.

Bodily Injury Liability

Covers injuries you cause to others. This coverage is not required in Florida, but highly recommended to protect your assets.

Property Damage Liability (PDL)

Pays for damage you cause to another person’s vehicle or property.

Uninsured / Underinsured Motorist Coverage (UM)

Protects you if you’re hit by a driver with little or no insurance — a major risk in Florida.

Personal Injury Protection (PIP)

Covers medical expenses and lost wages for you and your passengers — regardless of who caused the accident.

Comprehensive Coverage

Protects your vehicle from non-collision events such as theft, vandalism, fire, flooding, and hurricane damage.

Collision Coverage

Pays for damage to your vehicle after an accident — regardless of fault.

Optional Coverages

• Rental reimbursement
• Roadside assistance
• Towing
• Gap coverage

Our agents explain what you need, what you don’t, and why — no pressure, no confusion.

How Much Does Car Insurance Cost in Florida?

Rates vary based on:

• Driving history
• Vehicle type
• Location
• Coverage limits & deductibles

Because we represent multiple carriers, we can compare options and help you find the best value — not just the lowest price.