News Insurance Blog

Ebikes are all the rage. What happens if you crash?

The E-bike Craze—Insurance Disaster Waiting to Happen?

 By David Thompson  (David Thompson is our Insurance mentor from the Florida Association of Insurance Agents. We thought you would enjoy his take on the E-bikes and whether they would be covered on existing policies. Please note that this is not legal advice, but his ideas on the possibilities of coverage on existing insurance policies. PJC) […]

The E-bike Craze—Insurance Disaster Waiting to Happen? Read More »

Florida Rates Going Down

Florida Insurance Prices Stabilizing – Some Even Going Down!

We are finally seeing some relief for the non-stop increases in Florida Home and Auto Insurance. As policy renewals come in, we are seeing rates flatten and even go down a little for the first time in years. Kudos to the Florida Legislature for creating meaningful reform to the fix the Litigation abuse we’ve seen

Florida Insurance Prices Stabilizing – Some Even Going Down! Read More »

Floridian opens her insurance bill and worries about the high price.

Why are my Insurance Rates so High?

Here’s an article that explains our high insurance rates from someone who has been at the forefront of the Insurance Industry in Florida for 40 years. WHAT FACTORS CAUSE FLORIDA’S HIGH INSURANCE RATES By David Thompson, AAI, CPCU, CRIS Whether it’s auto or home insurance, price is a significant consideration with any household budget. This article

Why are my Insurance Rates so High? Read More »

Will Citizens ask you to verify your residence is primary?

It’s Take-Out Time at Citizens: Are You Ready?

Its that time again when Citizens Property Insurance reduces the number of policies on their books by using the Take-Out program. Every few years, private insurance companies in Florida go out of business or stop writing new business here. This forces new policies to be written into Citizens and swells its exposure to claims. Since

It’s Take-Out Time at Citizens: Are You Ready? Read More »

Florida Special Legislative Session

Florida Special Session on insurance: The Results

The following is a reprint from State Senator Lori Berman’s report : Special Session 2022D Florida’s property insurance market is currently the worst in the nation. Last week, we returned to Tallahassee in the hope of working towards meaningful solutions to address this crisis that has fallen upon our people.  CS/SB 2D: Property Insurance: This legislation: 

Florida Special Session on insurance: The Results Read More »

Florida Legislature meets to solve Home Insurance crisis.

Can A Special Session fix Home insurance?

Property insurance: A call for courage This article on the Florida Special Session to address Home Insurance reform was originally published in the Jacksonville Daily Record. When Florida lawmakers convene on property insurance, they will confront the biggest economic challenge in state history. They need to change the incentives to a market of free enterprise

Can A Special Session fix Home insurance? Read More »

FEMA COVID Victim Resource

Have you Lost a loved one to covid 19?

Fema Program Can help With Burial Expenses for Covid victims. The following video, provided by FEMA, shows how you can get help when a loved one passes away from Covid 19. First step: Contact Fema You must call FEMA; there is no online application! COVID-19 Funeral Assistance Helpline844-684-6333 Hours of Operation:Monday – Friday9 a.m. to

Have you Lost a loved one to covid 19? Read More »

;