Its only a Category 1 Hurricane, I'm not worried.

It’s Only a Category 1 Hurricane—I’m Not Worried

Here’s another article from our Insurance mentor, David Thompson of the Florida Association of Independent Agents. “My patience for people who discount the threat of a hurricane by saying, “It’s only a Category 1,” is growing very thin. While I’m not a meteorologist, as a Florida native I think I’ve learned enough about hurricanes to […]

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Ebikes are all the rage. What happens if you crash?

The E-bike Craze—Insurance Disaster Waiting to Happen?

 By David Thompson  (David Thompson is our Insurance mentor from the Florida Association of Insurance Agents. We thought you would enjoy his take on the E-bikes and whether they would be covered on existing policies. Please note that this is not legal advice, but his ideas on the possibilities of coverage on existing insurance policies. PJC)

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Florida Rates Going Down

Florida Insurance Prices Stabilizing – Some Even Going Down!

We are finally seeing some relief for the non-stop increases in Florida Home and Auto Insurance. As policy renewals come in, we are seeing rates flatten and even go down a little for the first time in years. Kudos to the Florida Legislature for creating meaningful reform to the fix the Litigation abuse we’ve seen

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Will Citizens ask you to verify your residence is primary?

Citizens: Get Ready to Prove Your Residency

You’ll need to prove to Citizens that your policy covers a “Primary Residence”. If your home is not your “primary residence” you will face higher rate increases in the future. The Florida Office of Insurance Regulation (OIR) has approved an increase in the capping factor on policies for non-primary residences. This change will affect new

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Floridian opens her insurance bill and worries about the high price.

Why are my Insurance Rates so High?

Here’s an article that explains our high insurance rates from someone who has been at the forefront of the Insurance Industry in Florida for 40 years. WHAT FACTORS CAUSE FLORIDA’S HIGH INSURANCE RATES By David Thompson, AAI, CPCU, CRIS Whether it’s auto or home insurance, price is a significant consideration with any household budget. This article

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