Florida Business & General Liability Insurance

Protect your business assets, operations, and financial future with comprehensive business insurance solutions from Cronin Insurance Agency. As a trusted Florida independent agency, we help business owners secure the right liability, property, workers’ compensation, and commercial vehicle coverage tailored to their unique risks.

General Liability Insurance in Florida

Accidents happen — even when you do everything right. General liability insurance protects your business from claims involving bodily injury, property damage, and personal or advertising injury arising from your operations, products, or services.

Typical coverage includes:

• Third‑party bodily injury
• Property damage to others
• Legal fees and court costs
• Personal and advertising injury

Cronin Insurance writes liability coverage for a wide range of industries, including salons, contractors, consultants, real estate professionals, retail, service providers, and more.

Property & Liability Coverage

Many Florida businesses need more than liability protection — they also need coverage for the physical assets that help them operate. Our property & liability insurance packages can protect your business from perils like fire, hurricane, and other covered losses that damage equipment, furniture, fixtures, or inventory.

We help clients put together insurance solutions that protect both:

• Their liability exposure (slips, falls, legal claims)
• Their physical property and essential business equipment

Whether you’re an office manager, retailer, or service provider, we’ll shop multiple carriers to find you the best coverage for your Florida business.

Workers Compensation Coverage

If your business has employees, Florida may require workers’ compensation insurance. This coverage protects you and your employees by covering medical bills, disability, and wage replacement if a worker is injured on the job.

Our agency works with multiple markets to find workers’ comp solutions that fit your business operations and payroll structure.

Commercial Vehicle Coverage

Using vehicles for business without the right insurance can put your company at risk. Our commercial vehicle insurance protects cars, trucks, vans, and specialized vehicles used in your operations.

This coverage is especially important if:

• Your employees drive vehicles for business
• Your personal auto policy excludes business use
• Your business requires larger trucks or customized equipment vehicles

We can also insure trailers and other business vehicles that are integral to your operations.

Why Choose Us?

• Competitive Rates: We compare multiple providers to find the best value for your business.
• Choice of Top Insurance Companies: Our independent status gives you access to dozens of carriers.
• Personal Advice from Local Experts: We help you understand your coverage needs and options.
• Decades of Florida Experience: Serving business owners with customized solutions since 1993.

Frequently Asked Questions (FAQ)

Do I need business insurance in Florida?

While Florida law doesn’t require general liability insurance for most businesses, many clients, contracts, landlords, and vendors require proof of coverage before working with you. It’s strongly recommended to protect your assets and financial stability.

What types of business insurance are available?

Cronin Insurance offers a range of business policies, including general liability, property & liability, workers’ compensation, and commercial vehicle coverage to meet diverse business needs.

Does business insurance cover employee injuries?

Employee injuries typically require workers’ compensation coverage, which we can help you obtain. General liability policies don’t cover employee work injuries.

Will commercial vehicles be covered on a personal auto policy?

Usually not. Personal auto insurance often excludes business use. A commercial vehicle policy ensures your vehicles and employees are properly protected.

Get Your Florida Business Insurance Quote Today

Secure the right coverage for your business. Call Cronin Insurance Agency at 561-479-1898 or visit our website to request a free business insurance quote today.