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Ebikes are all the rage. What happens if you crash?

The E-bike Craze—Insurance Disaster Waiting to Happen?

 By David Thompson  (David Thompson is our Insurance mentor from the Florida Association of Insurance Agents. We thought you would enjoy his take on the E-bikes and whether they would be covered on existing policies. Please note that this is not legal advice, but his ideas on the possibilities of coverage on existing insurance policies. PJC) […]

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Will Citizens ask you to verify your residence is primary?

Citizens: Get Ready to Prove Your Residency

You’ll need to prove to Citizens that your policy covers a “Primary Residence”. If your home is not your “primary residence” you will face higher rate increases in the future. The Florida Office of Insurance Regulation (OIR) has approved an increase in the capping factor on policies for non-primary residences. This change will affect new

Citizens: Get Ready to Prove Your Residency Read More »

Floridian opens her insurance bill and worries about the high price.

Why are my Insurance Rates so High?

Here’s an article that explains our high insurance rates from someone who has been at the forefront of the Insurance Industry in Florida for 40 years. WHAT FACTORS CAUSE FLORIDA’S HIGH INSURANCE RATES By David Thompson, AAI, CPCU, CRIS Whether it’s auto or home insurance, price is a significant consideration with any household budget. This article

Why are my Insurance Rates so High? Read More »

Will Citizens ask you to verify your residence is primary?

It’s Take-Out Time at Citizens: Are You Ready?

Its that time again when Citizens Property Insurance reduces the number of policies on their books by using the Take-Out program. Every few years, private insurance companies in Florida go out of business or stop writing new business here. This forces new policies to be written into Citizens and swells its exposure to claims. Since

It’s Take-Out Time at Citizens: Are You Ready? Read More »

FEMA COVID Victim Resource

Have you Lost a loved one to covid 19?

Fema Program Can help With Burial Expenses for Covid victims. The following video, provided by FEMA, shows how you can get help when a loved one passes away from Covid 19. First step: Contact Fema You must call FEMA; there is no online application! COVID-19 Funeral Assistance Helpline844-684-6333 Hours of Operation:Monday – Friday9 a.m. to

Have you Lost a loved one to covid 19? Read More »

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