Usage-Based Car Insurance Saves You Big Money

What is Usage-Based Car Insurance? Usage-Based Car Insurance (aka Telematics) is where you let the Insurance Company monitor your driving habits so you can qualify for safe driving discounts on your Car Insurance Policy. People are driving less and are less likely to be driving late at night, so by embracing Usage-Based insurance, consumers can […]

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How Much Personal Liability Insurance should you carry?

Personal Liability insurance: How Much do you need?

Many feel that insurance is a necessary evil that the bank or the state makes them carry. Many people ask us what we recommend for personal liability insurance? Or how much liability do we recommend for homeowners and car insurance? What’s enough and can you have too much insurance? Let’s think about this. What does

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Citizens Water Claim $10,000 Limit

Citizens Insurance Water Claims: New procedures To save you money

Citizens has a sub-limit for non-weather water loss coverage of $10,000. This limit does not apply when the policyholder participates in the Managed Repair Contractor Network Program. Better yet, payments made under their Emergency Water Removal Services endorsement will not be deducted from the $10,000 sub-limit on coverage.

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