Home Insurance Blog

You’ve just received a letter from your insurance company advising you that they are cancelling your policy for “Risk Reduction”. […]

It’s that time of year again: June and the start of the Hurricane Season in Florida. And as we tell

What is the difference between Actual Cash Value (ACV) and Replacement Cost (RC)? Both these terms refer to the way

Compared to Home Insurance, Flood Insurance has always seemed a bargain. In certain areas, that will no longer be the

As many of you have found out already, Florida Home Insurance Companies are raising rates 25% and more. Because of

Though the new vaccines give us hope for a return to normalcy, one part of our lives that will never

Citizens has a sub-limit for non-weather water loss coverage of $10,000. This limit does not apply when the policyholder participates in the Managed Repair Contractor Network Program. Better yet, payments made under their Emergency Water Removal Services endorsement will not be deducted from the $10,000 sub-limit on coverage.

There are certain situations where Private Flood Insurance works better than the National Flood Insurance Program.

Have you ever wondered who pays when water leaks into your unit from the unit above. There are two scenarios:

Hurricane Disaster Kit People facing a disaster like Katrina would want to be fully prepared before fighting for their life. FEMA has