Here’s another article from our Insurance mentor, David Thompson of the Florida Association of Independent Agents. “My patience for people who discount the threat of a hurricane by saying, “It’s only a Category 1,” is growing very thin. While I’m not a meteorologist, as a Florida native I think I’ve learned enough about hurricanes to […]
It’s Only a Category 1 Hurricane—I’m Not Worried Read More »
For the most part, Solar Panels can cause complications when trying to purchase an insurance policy. The general rule of thumb is that you have to assume most companies won’t write them. Therefore you will need to mention that you have solar panels up front and they’ll let you know if they’ll write the insurance.
Will Solar Panels Put Your Home Insurance At Risk? Read More »
You’ll need to prove to Citizens that your policy covers a “Primary Residence”. If your home is not your “primary residence” you will face higher rate increases in the future. The Florida Office of Insurance Regulation (OIR) has approved an increase in the capping factor on policies for non-primary residences. This change will affect new
Citizens: Get Ready to Prove Your Residency Read More »
Here’s an article that explains our high insurance rates from someone who has been at the forefront of the Insurance Industry in Florida for 40 years. WHAT FACTORS CAUSE FLORIDA’S HIGH INSURANCE RATES By David Thompson, AAI, CPCU, CRIS Whether it’s auto or home insurance, price is a significant consideration with any household budget. This article
Why are my Insurance Rates so High? Read More »
Its that time again when Citizens Property Insurance reduces the number of policies on their books by using the Take-Out program. Every few years, private insurance companies in Florida go out of business or stop writing new business here. This forces new policies to be written into Citizens and swells its exposure to claims. Since
It’s Take-Out Time at Citizens: Are You Ready? Read More »
The My Safe Florida Home program can reimburse you up to $10,000 for a new roof or other hurricane-proofing improvements.
Roof Sale: $10,000 Off Read More »
Hurricane Season is Here. Don’t wait to Buy Flood Insurance. Natural disasters can strike anytime and anywhere, leaving people homeless and helpless. Floods are a major disaster that can cause significant damage to your property and belongings. The recent storms in Ft Lauderdale proved that flooding is not caused by Hurricanes only. Flood insurance can
Buy Flood Insurance Now: Don’t Wait Read More »
There’s a “Flood” of changes coming to Citizens Property Insurance in April. Here’s what you need to know. The Special Session in 2022 was called to solve a major problem for Florida A special session of the Legislature was called by Governor DeSantis to deal with Florida’s Property Insurance crisis in 2022. Private Insurers were
Will Citizens Make You Buy Flood Insurance? Read More »
Big changes (and increases) coming for Florida home insurance in 2023. Can we stop the bleeding? Will there be any insurance relief for Florida Home Insurance in 2023? When will the legislature’s new package start to help lower rates? Will Citizens’ new policies make it easier to get in? Is there anything we can do
Home Insurance Florida 2023: What Can We Do? Read More »
Devastation from Hurricane Ian
Ian caused $17 Billion Uninsured Flood Damage Read More »
11419-H West Palmetto Park Rd
Boca Raton, FL 33428
Located in the Shoppes of Loggers Run, 1 mile west of 441 (SR-7) on Palmetto Park Rd.
