It took about 10 years, but Home Insurance prices are finally going down. After years of 20 to 30% increases, Home Insurance prices have leveled off and are starting to go down. Although it took them a long time, the Florida legislature finally gave consumers a victory over trial lawyers. How did Florida Home Rates …
Read more “Home Insurance 2026: Prices are Finally Going Down”
how Will the company treat your roof Claim? At Cronin Insurance Agency, we understand that your home is likely your most valuable asset. Protecting it means more than just having the right insurance policy—it means understanding the factors that influence your coverage and costs. One crucial yet often overlooked element is your roof. The age …
Read more “Why Your Roof Matters More Than You Think — For Insurance & Beyond”
New Lower Condo rates from Cronin Insurance Agency! One of our major insurance partners has just announced a significant reduction in Condominium insurance rates across the state. A Great Time to Save on Condo Insurance If you’re searching for ways to save on your HO6 Condo Insurance, Now is the perfect time to explore your …
Should you buy Renters Insurance for your College Student? Here’s an article from one of our top Home insurance carriers: Florida Peninsula Insurance Company. Sending your child off to college is an exciting, yet stressful process. As a parent, you want to make sure they are safe and protected in every possible way. In 2024 …
Do You Need Flood Insurance? As recent hurricanes, like Milton and Ian, showed us, every home should be covered by Flood Insurance. Hurricane Ian alone caused $35 Billion in Flood Damage. And between 10 and 18 Billion in damages had NO FLOOD INSURANCE. It flooded homes in Non-Flood Zones and it flooded homes that were …
Many of our clients ask us what insurance limits we recommend if money were no object. Keep in mind that Cronin Insurance can customize your insurance policy to match the budget you can afford. Here’s what we recommend you carry in each line of personal insurance, Auto, Home and Umbrella. Auto Insurance As far as …
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Here’s another article from our Insurance mentor, David Thompson of the Florida Association of Independent Agents. “My patience for people who discount the threat of a hurricane by saying, “It’s only a Category 1,” is growing very thin. While I’m not a meteorologist, as a Florida native I think I’ve learned enough about hurricanes to …
Read more “It’s Only a Category 1 Hurricane—I’m Not Worried”
For the most part, Solar Panels can cause complications when trying to purchase an insurance policy. The general rule of thumb is that you have to assume most companies won’t write them. Therefore you will need to mention that you have solar panels up front and they’ll let you know if they’ll write the insurance. …
Read more “Will Solar Panels Put Your Home Insurance At Risk?”
You’ll need to prove to Citizens that your policy covers a “Primary Residence”. If your home is not your “primary residence” you will face higher rate increases in the future. The Florida Office of Insurance Regulation (OIR) has approved an increase in the capping factor on policies for non-primary residences. This change will affect new …
Here’s an article that explains our high insurance rates from someone who has been at the forefront of the Insurance Industry in Florida for 40 years. WHAT FACTORS CAUSE FLORIDA’S HIGH INSURANCE RATES By David Thompson, AAI, CPCU, CRIS Whether it’s auto or home insurance, price is a significant consideration with any household budget. This article …
