Ian caused $17 Billion Uninsured Flood Damage
Devastation from Hurricane Ian
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Home Insurance Blog
Free Money to Harden your Home
One of the results of the recent Special Session on Florida Property Insurance was the creation of Home Protection Grants. If their home was built prior to 2008, a homeowner can apply for funds from the State to help harden and protect their home. And the grant is very generous: The State will match $2
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Save Money on Home insurance
A water shut-off device can detect leaks and shut off your water system before it floods your house. This can save you a nightmare claim scenario and also put a few bucks back in your pocket. One of the worst scenarios for any homeowner is a broken pipe and the resulting water damage to their
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Home Insurance: Its going to get worse
Many of us have seen 50% increases, cancellations and non-renewals of our Home Insurance policies. Insurance Companies have passed their losses from the Assignment of Benefits scam onto their policyholders. Your neighbor got that new roof, and your home insurance went up 50%. Meanwhile, plaintiff attorneys got rich. A 50% increase was bad, but at
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Happy Valentine’s Day
It’s the month where our thoughts turn to love. When Cupid’s arrows fall from above. Valentine blesses those drawn together. To move through life in every endeavor. We know from experience rings can get lost, the stone can fall out or even get tossed. What can you do if this happens to you? Tell your
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State of The Florida Personal Insurance Market: 2022
In Florida, the Personal Insurance market will offer plenty of challenges in 2022. Assignment of Benefits scams, Limitations on Coverage, and Advances in Digital Technology will all affect Floridians this year. Home Insurance In a word – it’s a MESS. Just trying to keep your home insured will certainly be high on your Personal Insurance
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Why Does Citizens Insurance Want to inspect Your Home?
According to a bulletin released last week, Citizens Property Insurance plans on inspecting 350,000 homes by 2025. That’s 70 times more inspections than they did last year. (5200 versus 350,000) It will increase inspections from about 1% of insured homes to 9% of its insured homes. Citizens will allocate $43,000,000 and hire private inspection firms
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Will You Pay More for Flood Insurance in October?
ln case you haven’t heard yet, October 1 ushers in the new National Flood Insurance Program Risk Rating 2.0 program from FEMA. The idea behind the new 2.0 program is to get Flood Insurance rates to levels that won’t generate deficits with each new storm. Here’s some info on the new program and how it
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Do You need Personal Liability Umbrella Insurance?
Personal Liability Umbrella Policy: what it is and how it works. Many people refer to it as an Insurance Umbrella or as Umbrella Coverage, but it’s all the same. And it does not cover property, just liability or lawsuit protection So, what is a Personal Liability Umbrella Policy and should you buy one? What does
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Why Not Let the Bank Insure Your Home?
You’ve just received a letter from your insurance company advising you that they are cancelling your policy for “Risk Reduction”. Or another letter might advise you that due to bad claims experience in your area, the insurance company is raising your rates by 25% or more. The temptation for both of these scenarios might be
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