Florida Motorcycle Insurance

Ride with confidence knowing you’re protected. Cronin Insurance Agency offers comprehensive motorcycle insurance in Florida to keep you and your bike safe from accidents, theft, and liability claims.

What Is Motorcycle Insurance?

Motorcycle insurance is a type of coverage designed specifically for motorcycles, scooters, and other two-wheeled vehicles. It provides protection for liability, physical damage, medical expenses, and uninsured motorist coverage. In Florida, where motorcycles face higher risk on the road, having the right insurance is essential.

Why You Need Motorcycle Insurance in Florida

• Liability Protection: Covers damages or injuries you may cause to others in an accident.
• Collision & Comprehensive: Protects your bike from accidents, theft, vandalism, or weather-related damage.
• Medical Coverage: Pays for injuries sustained by you or passengers after an accident.
• Peace of Mind: Ride knowing you’re covered for unexpected events on Florida roads.

How Motorcycle Insurance Works

Your policy can include several types of coverage, such as:

• Liability: Required by law, protects others if you cause an accident.
• Collision: Covers damage to your motorcycle from crashes.
• Comprehensive: Covers theft, vandalism, fire, or natural disasters.
• Uninsured/Underinsured Motorist: Protects you if another driver causes an accident and has insufficient coverage.

Why Choose Cronin Insurance Agency?

As an independent Florida agency representing multiple top-rated insurers, our licensed agents help you:

• Find the right coverage and limits for your motorcycle and lifestyle
• Compare quotes from multiple insurance providers for the best value
• Coordinate coverage with your home, auto, or umbrella insurance
• Provide ongoing guidance and personalized support for claims or policy changes

Top Carriers We Represent

We work with leading insurance companies, including Progressive, Travelers, Safeco, Mercury, Florida Peninsula, and more, to find you comprehensive motorcycle coverage at competitive rates.

Why Choose Us?

• Competitive Rates: We compare multiple providers to find the best value.
• Choice of Top Insurance Companies: Our independent status gives you access to dozens of top carriers.
• Personal Advice from Local Experts: We guide you through selecting the right coverage for your needs.
• Decades of Experience: Serving Floridians since 1993 with storm-proven and road-tested expertise.

Frequently Asked Questions (FAQ)

Do I need motorcycle insurance in Florida?

Yes. Florida law requires liability coverage for motorcycles. Additionally, comprehensive and collision coverage protects your bike and your finances.

What factors affect my motorcycle insurance rates?

Rates depend on your bike’s make and model, your riding experience, location, driving record, and coverage limits. Our agents help you find the best value for your situation.

Does motorcycle insurance cover me if I ride someone else’s bike?

Most policies cover only the motorcycles listed on your policy. You may need additional coverage or a separate policy for borrowed bikes. Ask your agent for options.

Can I bundle motorcycle insurance with my other policies?

Yes. Bundling your motorcycle insurance with your home, auto, or umbrella policies often leads to discounts and simplified management of all your coverage.

Get Your Florida Motorcycle Insurance Quote Today

Ride safely and protect your investment. Call Cronin Insurance Agency at 561-479-1898 or visit our website to request a free motorcycle insurance quote today.