Many people feel that if you carry high limits of Auto liability, other parties will just sue you for more money. That if you carried $10,000 Bodily injury minimum limits, They would take the $10,000 and be satisfied. But if you carried $100,000 in Liability, They would sue you for even more money. Not necessarily. […]
Why You Should Carry Higher Limits of Auto Liability Read More »
By David Thompson (David Thompson is our Insurance mentor from the Florida Association of Insurance Agents. We thought you would enjoy his take on the E-bikes and whether they would be covered on existing policies. Please note that this is not legal advice, but his ideas on the possibilities of coverage on existing insurance policies. PJC)
The E-bike Craze—Insurance Disaster Waiting to Happen? Read More »
Florida is indeed a “No-Fault” state when it comes to Car Insurance. If that is the case, why are you being charged for an Accident and Why is your insurance company raising your premium? It all boils down to the definition of No Fault, And what part of the Car Insurance policy it pertains to.
Why is my Accident At Fault in a No-Fault State? Read More »
Many of us make a little extra cash by driving for Uber or Lyft? Whether its giving rides to passengers or deliveries to homes, the extra money can really help a family. But will your car insurance policy cover you while you are driving for Uber or Lyft? The simple answer is No. Your personal
Are you covered when you work for Uber or Lyft? Read More »
Let’s get right down to it. 20% or more increases in Car Insurance rates will be the norm for most people. Its not one thing causing these increases. Its more a perfect storm of issues putting pressure on Car insurance rates. Lets discuss a few of these, starting with the thousands of lawsuits filed every
What Can We Expect in Florida Car Insurance 2024 Read More »
You’ll need to prove to Citizens that your policy covers a “Primary Residence”. If your home is not your “primary residence” you will face higher rate increases in the future. The Florida Office of Insurance Regulation (OIR) has approved an increase in the capping factor on policies for non-primary residences. This change will affect new
Citizens: Get Ready to Prove Your Residency Read More »
Here’s an article that explains our high insurance rates from someone who has been at the forefront of the Insurance Industry in Florida for 40 years. WHAT FACTORS CAUSE FLORIDA’S HIGH INSURANCE RATES By David Thompson, AAI, CPCU, CRIS Whether it’s auto or home insurance, price is a significant consideration with any household budget. This article
Why are my Insurance Rates so High? Read More »
Have you received the mail yet? In particular, the renewal of your Car insurance? Let me guess. They raised your rates again. When will it stop? And what can you do about it? First: Check Your Current Policy for Discounts The best way to combat rising car insurance rates is to check the discounts on
How to Combat Rising Car Insurance Rates Read More »
Its that time again when Citizens Property Insurance reduces the number of policies on their books by using the Take-Out program. Every few years, private insurance companies in Florida go out of business or stop writing new business here. This forces new policies to be written into Citizens and swells its exposure to claims. Since
It’s Take-Out Time at Citizens: Are You Ready? Read More »
The My Safe Florida Home program can reimburse you up to $10,000 for a new roof or other hurricane-proofing improvements.
Roof Sale: $10,000 Off Read More »
11419-H West Palmetto Park Rd
Boca Raton, FL 33428
Located in the Shoppes of Loggers Run, 1 mile west of 441 (SR-7) on Palmetto Park Rd.
