Uninsured Motorist coverage (UM) is the most misunderstood feature of your car insurance policy. By understanding what it is and what it pays, you can protect yourself and your family. And once you understand UM, you will come to the same conclusion. Stacked Uninsured Motorist coverage is the best coverage. Florida only requires Personal Injury Protection (PIP) and Property …
Cronin Insurance Agency is proud to partner with Mercury Insurance for more than 20 years. Mercury’s commitment to the best insurance value possible has translated to billions of dollars in savings for its customers since 1962. Named as one of America’s most trustworthy companies by Forbes, Mercury consistently earns โA” ratings from A.M. Best, one …
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We wish you and your loved ones a safe and happy July 4th as we celebrate our nation’s independence. Our office will be closed Monday, July 5th and will reopen for normal operations on Tuesday. In the event of a claim, please refer to our claims contact page for company contact info. Thank you and have a fantastic …
You’ve just received a letter from your insurance company advising you that they are cancelling your policy for “Risk Reduction”. Or another letter might advise you that due to bad claims experience in your area, the insurance company is raising your rates by 25% or more. The temptation for both of these scenarios might be …
It’s that time of year again: June and the start of the Hurricane Season in Florida. And as we tell ourselves every year, “This time we’ll be ready!” Would you like to see something pretty cool? (Or scary, depending on your outlook.) Check out this site from NOAA which shows all the major hurricanes that …
What is the difference between Actual Cash Value (ACV) and Replacement Cost (RC)? Both these terms refer to the way a Home Insurance company will pay a claim. Did you ever wonder what Actual Cash Value means and how it will affect the payment of your claim? Is it better or worse to have Replacement …
Compared to Home Insurance, Flood Insurance has always seemed a bargain. In certain areas, that will no longer be the case. Hundreds of thousands of Americans will pay significantly more to insure their homes in coastal areas and flood zones under new rules released last Thursday by the Federal Emergency Management Agency (FEMA). This is …
Read more “Get Ready To Pay More for Flood Insurance in 2021”
As many of you have found out already, Florida Home Insurance Companies are raising rates 25% and more. Because of the amount of fraud in the marketplace, home insurance rates continue to go up, and insurance companies are limiting coverage and canceling or nonrenewing policies. As a result, many consumers will have no options other …
Read more “How To Stop Home Insurance From Going Through The Roof”
What is Usage-Based Car Insurance? Usage-Based Car Insurance (aka Telematics) is where you let the Insurance Company monitor your driving habits so you can qualify for safe driving discounts on your Car Insurance Policy. People are driving less and are less likely to be driving late at night, so by embracing Usage-Based insurance, consumers can …
And Cronin Insurance and Florida Blue are ready for you! You may have heard that the health insurance Marketplace is going to offer a special enrollment period to give people more time to get coverage due to the pandemic. Health coverage is so important right now because of COVID-19. We want to be sure you …
Read more “President orders New Chance to Enroll in Health Insurance”