By David Thompson (David Thompson is our Insurance mentor from the Florida Association of Insurance Agents. We thought you would enjoy his take on the E-bikes and whether they would be covered on existing policies. Please note that this is not legal advice, but his ideas on the possibilities of coverage on existing insurance policies. PJC) […]
The E-bike Craze—Insurance Disaster Waiting to Happen? Read More »
You’ll need to prove to Citizens that your policy covers a “Primary Residence”. If your home is not your “primary residence” you will face higher rate increases in the future. The Florida Office of Insurance Regulation (OIR) has approved an increase in the capping factor on policies for non-primary residences. This change will affect new
Citizens: Get Ready to Prove Your Residency Read More »
Here’s an article that explains our high insurance rates from someone who has been at the forefront of the Insurance Industry in Florida for 40 years. WHAT FACTORS CAUSE FLORIDA’S HIGH INSURANCE RATES By David Thompson, AAI, CPCU, CRIS Whether it’s auto or home insurance, price is a significant consideration with any household budget. This article
Why are my Insurance Rates so High? Read More »
Its that time again when Citizens Property Insurance reduces the number of policies on their books by using the Take-Out program. Every few years, private insurance companies in Florida go out of business or stop writing new business here. This forces new policies to be written into Citizens and swells its exposure to claims. Since
It’s Take-Out Time at Citizens: Are You Ready? Read More »
The My Safe Florida Home program can reimburse you up to $10,000 for a new roof or other hurricane-proofing improvements.
Roof Sale: $10,000 Off Read More »
Big changes (and increases) coming for Florida home insurance in 2023. Can we stop the bleeding? Will there be any insurance relief for Florida Home Insurance in 2023? When will the legislature’s new package start to help lower rates? Will Citizens’ new policies make it easier to get in? Is there anything we can do
Home Insurance Florida 2023: What Can We Do? Read More »
Road trips are a fantastic way to escape and explore exciting new adventures. But if. you’re an owner of an electric vehicle, you may be wondering: Can I go on long road trips with an EV?
Ready to road trip in your new Electric Vehicle? Read More »
There’s a lot of talk about bundling your insurance these days. Bundling your insurance means writing both your car and home insurance together and getting a discount on both. The problem is most companies don’t write both car and home insurance in Florida. Does that mean you can’t bundle your insurance in Florida? We think
How To Bundle in 2022 Read More »
It’s the month where our thoughts turn to love. When Cupid’s arrows fall from above. Valentine blesses those drawn together. To move through life in every endeavor. We know from experience rings can get lost, the stone can fall out or even get tossed. What can you do if this happens to you? Tell your
Happy Valentine’s Day Read More »
Fema Program Can help With Burial Expenses for Covid victims. The following video, provided by FEMA, shows how you can get help when a loved one passes away from Covid 19. First step: Contact Fema You must call FEMA; there is no online application! COVID-19 Funeral Assistance Helpline844-684-6333 Hours of Operation:Monday – Friday9 a.m. to
Have you Lost a loved one to covid 19? Read More »
11419-H West Palmetto Park Rd
Boca Raton, FL 33428
Located in the Shoppes of Loggers Run, 1 mile west of 441 (SR-7) on Palmetto Park Rd.
