Floridian opens her insurance bill and worries about the high price.

Why are my Insurance Rates so High?

Here’s an article that explains our high insurance rates from someone who has been at the forefront of the Insurance Industry in Florida for 40 years. WHAT FACTORS CAUSE FLORIDA’S HIGH INSURANCE RATES By David Thompson, AAI, CPCU, CRIS Whether it’s auto or home insurance, price is a significant consideration with any household budget. This article …

What can you do to combat rising car insurance rates?

How to Combat Rising Car Insurance Rates

Have you received the mail yet? In particular, the renewal of your Car insurance? Let me guess. They raised your rates again. When will it stop? And what can you do about it? First: Check Your Current Policy for Discounts The best way to combat rising car insurance rates is to check the discounts on …

Will Citizens ask you to verify your residence is primary?

It’s Take-Out Time at Citizens: Are You Ready?

Its that time again when Citizens Property Insurance reduces the number of policies on their books by using the Take-Out program. Every few years, private insurance companies in Florida go out of business or stop writing new business here. This forces new policies to be written into Citizens and swells its exposure to claims. Since …

Hurricane Ian's storm surge reached 25 miles inland

Buy Flood Insurance Now: Don’t Wait

Hurricane Season is Here. Don’t wait to Buy Flood Insurance. Natural disasters can strike anytime and anywhere, leaving people homeless and helpless. Floods are a major disaster that can cause significant damage to your property and belongings. The recent storms in Ft Lauderdale proved that flooding is not caused by Hurricanes only. Flood insurance can …

Will Citizens ask you to verify your residence is primary?

Will Citizens Make You Buy Flood Insurance?

There’s a “Flood” of changes coming to Citizens Property Insurance in April. Here’s what you need to know. The Special Session in 2022 was called to solve a major problem for Florida A special session of the Legislature was called by Governor DeSantis to deal with Florida’s Property Insurance crisis in 2022. Private Insurers were …

Another year of rising rates for Home Insurance in Florida

Home Insurance Florida 2023: What Can We Do?

Big changes (and increases) coming for Florida home insurance in 2023. Can we stop the bleeding? Will there be any insurance relief for Florida Home Insurance in 2023? When will the legislature’s new package start to help lower rates? Will Citizens’ new policies make it easier to get in? Is there anything we can do …